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22 Foxhole East
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Found you
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Unusable test results? Yup, definitely GP incompetence! Hope the nurse is more adept.I’m impressed by the double descaling of kettle and then loo 😊 Do you use a homemade formulation for this or an off the shelf one?KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Off the shelf bottle. It does about 4 kettles and 4 coffee machines per bottle. The loo is just a bonus.
Utterly Bl00dy DS4 has come home crawling with 'pets'from school. The 'special comb' has been deployed 3 x and the tiny egg comb twice. Waiting for the last roofer to come and quote 'about 10ish' ......still waiting...... Then will go and buy tea tree shampoo, and death traps for Emma. Love that Oxford comma.
DS3 is pet free. Poor DH will spend the next week shivering like a whippet in a thunderstorm - he is severely parasite-phobic. Poor love. On the plus side it will take around nine seconds to comb his hair so he knows he is home clear. My enormous mop will take a good half hour and will frizz into a triangular afro-hedge. So I will take the opportunity to cover my head in a lovely coconut oil wrap to try and soothe the halo effect. While watching Eur0vision.
This roofer dude has until 11.00 to get here , and then I am going into town to spend my S&M vouchers on frivolous items.
4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3 -
Hiding in plain sight!beanielou said:Found you4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3 -
Argh! re the pets …. 😢
Emma? You have another ‘tenant’?
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Doesn't Emma have squatters rights by now...?
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!1 -
I have just been out and bought evil neck snap death traps. I am going to bait them with the 4 yr out of date nut butter my m-i-l packed in our picnic for the boat.
Our furry squatters have worked out the humane traps, and have begun to put something in the way of the door so it cannot spring shut. If they/he/she/zee are going to cheat, then all bets are off. There is a reason they are good at mazes. Cunning little burglars. Well you can't say I have not tried to be humane.
Also bought anti-'pet' shampoo. DH and dS3 are both clear, so far it is only DS4 who is contaminated.4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******5 -
Good luck getting rid of all of your visitors. Did the roofer turn up?Me, DD1 20, DS 18, DD2 14, Debt Free 04/18, Single Mum since 11/194
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Did he 'eck! Honestly I despair of tradesmen. The other one has not yet emailed his quote yet either.4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3 -
I wish if they have enough work on they just say rather than arrange for us to stay in and then just not turn up. A quick phone call if they suddenly come down with an illness or emergency would do no harm. Thankfully for the moment we are done with builders while I save up again.Me, DD1 20, DS 18, DD2 14, Debt Free 04/18, Single Mum since 11/194
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