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22 Foxhole East
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The funds are available!!Transferred £24,000 to DH today, will transfer another £24,000 tomorrow and the last £25,000 on Wednesday (I am not paying a CHAPS fee, I object!) and he can pay the mortgage off from his bank account (it is with the mortgage bank) with no transfer charge. That will leave us mortgage free, and I will still have £99k in the bonk. Can't wait to tell @julicorn over on the Mortgage-Free board, it will muck up her spreadsheet something rotten
In a nice way though. The redemption charge is basically 16 months of interest - and we have 28 months left on our fix until we could pay it off fee free, so it is cheaper to take the £1,600 hit and do it now. DH got quite excited when I said we would be Mortgage-Free by the weekend. 4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******16 -
Congratulations F0xh0les (obv rather sad SG is no longer with us but she did have a good innings and pretty much did things her way right up until exit stage left and head to the pearly gates so can't ask much more than that).
It must be an incredible feeling. I worried myself sick last night at what our payments would be based on today's rates. Silly as we are still on a fixed deal and who knows what the world will look like by the time that it up...which obviously means I can imagine all the worst case scenarios and more now 🤦♀️Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Congratulations, and I look forward to that update!
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Congratulations! 🎊🥳👏 xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £205
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At last!! Legal things seems to take forever.
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Congratulations on your soon-to-be-mortgage-free status!"You won't bloom until you're planted" - Graffiti spotted in Newcastle.
Always try to be nice, but never fail to be kind - Doctor Who
Total mortgage overpayments 2017 - 2024 - £8945.62!5 -
Congratulations. Please keep a diary please keep posting. Love reading your diary xx2025 Decluttering 13021⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️5 -
Congratulations!! CM4
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Congratulations and totally agree with @Mrs_Money_Penny love reading your diaryStarting Weight 28.03.16: 16 stone 11:eek:
Debts as at 05/10/22 35,071.97:eek:
House ISA: 04 -
Congrats! It must feel amazing
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3
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