22 Foxhole East 12 August 2016 at 12:55PM edited 30 November -1 at 12:00AM in Mortgage-Free Wannabe 2.8K replies 336.6K views

greenbee

My bank have already posted stuff that's coming out tomorrow! I've just changed jobs, so payday has moved from 25th to 30th which was a bit squeaky, but I managed a small OP. Mind you, I'm currently depleting my savings having the kitchen done. And a new front door. And a new back door. And the roof fixed... and lots of other small annoying jobs.... 

Do you think the kids will notice at some point that they don't have to fight over where to sit? 

kerri_gt

1 day down...29 to go in the month,  plus 2 more....nuff said.
On the upside i can eat all the trick or treaters sweets whom didn't come round last night, i made sure we had plenty with it being a weekend this year,  might have finished it in a month's time...or perhaps i could do a countdown until we're ungrounded like 5yr olds with a bar a day, like a kind of advent calendar 🤔

f0xh0les

Numbers!

My mortgage is currently £89,500, we were charged £135.57 in interest last month, which is £4.37 a day.  I am still aiming to get under £4.25 ASAP. My overpayments seem to be dropping 4p/5p a month off the daily number.  When we  get to £88k we own 45% of the house. If I can find any extra money next year (who can even make plans for next year??) then my target is to get down to £80k as that will be 50% in 6 years, except really it will be 25% deposit +25% repayment plus interest in 6 years.   I want to get to the point I can o/p the permitted 10% by the time the new mortgage year starts in February each year. Bosh.  All in one go.  Then save for next year.

The Training of The Troops began today.  DS4 cooked a spaghetti supper for us all. Tomato sauce from scratch. Nobody died. He is a happy chappie tonight.   DS3 is booked in for a (not)chicken stew and dumplings on Thursday. 

Today was a spendy day, as all the charity shops are going to be closing down, and I got drenched this morning and I realised I did not have a waterproof coat.  So I went and got one for £5, and the next charity shop down the road had a sale on where everything was £2. So the £10 swishy coat came home with me for £2. DS2 got a few T Shirts (still with tags on)and a pair of R1ver 1sland jeans (also with tags) also got a floaty party frock - might wear it for Xmas, but I would be cold!  Not sure it would be so floaty and sexy with a hoody over it. So spent a happy 2 hours wandering the strip, disinfecting in every shop, masked and dangerous,  and just breathing. They all close tomorrow.  Did not find one single decent (or indecent) book worth picking up.

Bought enough coffee to do me for the rest of the year for sub £9, topped up my tins pile, and my cereal pile, and the rechargeable batteries for £2.99 for 4 AA or AAAs.  The pantry is stocked and we could probably do 2 weeks of self-isolation without sticking our noses out the door.  Might need another 8 milk though. Trying not to get too antsy - ds2 announced his computer science class was down to 8 kids today.  The parents are starting to keep their kids off school as a precaution.

DH unbelievably seems to be coming down with a cold.  He has been complaining of a sore throat for the last few days, but now he is shivery and a bit sneezy.  He has not been outside the flippin' house!  None of the kids have a cold, I do not have a cold. Where has he got it from?  a ghost with boundary issues?  More likely an Am4z0n delivery driver, now I think about it.

Today we had a romantic time, him up a ladder, me underneath, waiting to empty the bucket collecting rainwater in the loft space.  We know how to have a good time!  Still no sign of roofers or  Rufus.

Right, time for bed, said Zebedee.........boing! 

Please don't give Trumpus another 4 years.

kerri_gt

I am sure there are many many double entendres about him up top and you underneath with the potential to get a good soaking   

f0xh0les

I am afraid I cannot remember that far back.  Could you imagine rolling around in all that yellow insulation fluff stuff? You would look like you had been violated by The Honey Monster.

Everything crossed Trump gets evicted. 

f0xh0les

Ok I am flagging now. It is 9pm and I have been up since 3am.  I woke up after 4 hours sleep and just could not stay in bed in case Trump won a surprise landslide  - like Boz did.  I wanted to live the full horror if it was to happen again.

I got all the kids to school on time, did extra volunteering because they did not have anyone else. Came home to DS1s school report and predicted grades (he has missed his PPEs (aka mocks) due to isolating) and they are dire. B C D E .  He is just coasting along, playing his games, listening to his music, and laying on his bed.  We cannot get through to him that he has to actively learn stuff, it does not just osmose into his brain (via a semi permeable membrane).  Argh!  We did not go completely off the deep end with him, as he will do his exams when he goes back in, and then we will see whether we need to leap off the high board.  Too laid back for his own good.  On the plus side, none of them are remotely stressed by this pandemic and are completely pragmatic about the whole thing.  Nearly 500 people died today within 28 days of a +test.  No wonder Boz is looking frayed.

All the c/s are closed until December now.  The House of Swede just emailed me to let me know they are closed now too. But you can still order online!  Well they have had quite enough of my money for the last couple of months.  I am reining in the spending now. I still have to pay off the cooker and other 2 arm chairs.

Apart from that, not really got anything else done today.  The idiots are out tonight, setting off fireworks.  I did not know it was illegal to let them off after 11pm, I think they should only be allowed on 5th November and NYE and possibly at Diwali and Chinese New Year and only with a public license.  I know, I am a killjoy.

I have my lovely list of things to do and achieve, I have offered some random things on the local fakebook recycling page.  Someone is coming for my 3 divan drawers, but nobody seems to want my enormous cardboard boxes. You really could hide a couple of bodies in them. Probably not a selling point. 

Right, going to have a drink and go to my bed.  Nighty Night!

f0xh0les

Enormous cardboard boxes taken! and the shoe boxes and foamy sheeting.  The only thing I have to throw away is that nasty plastic strapping stuff they use to keep the boxes closed.  Everything else has been repurposed.

The house is clean right up to the back door. All the way through, the only place left is the downstairs bathroom at the very back of the house.  I even mopped the floors.  

Yesterday we made flatbreads, hummus and salads for lunch - ds4 is adamant he hates dh's hummus, says it is terrible and only eats supermarket stuff, so yesterday I decanted dh's hummus into the ex-supermarket hummus tub, and left it in the fridge, so when we sat down at the table, he put 'the face' on, got up, went to the fridge and took 'his' hummus and proceeded to smear it all over 3 flatbreads and salad, and then I told him I would not be buying shop bought hummus again for him. Unless it is ys.

Child benefit came in this morning, so I transferred £219 to the cc to pay for the cooker.  Starting the week with a budget deficit of £33.29, but have £8 in my purse in cash and I only really need fresh tomatoes and lunchbox tat.  Made little choc chip buns last night so I do not have to buy in any sweet stuff.  

I have mango puree and fresh mangoes so going to make Nadia's mango lassi overnight oats. 

Also have whipped cream in the fridge left over from the apple crumble, so hot chocolate tonight or dh will just eat it with a spoon.

Weight currently 12.4 - have not really dieted for a month. Need to get back to that.  Going to be under 12 by December - that is my next goal ...... I typed goat by accident, really liked it - anyone got any goats left for the year they want to admit to?    Happy Monday all!

Mrs_Money_Penny

Hi fOxhOles I do enjoy your diary. You made me laugh at your son and your husbands hummus. My son won’t eat my tea loaf although when I call it by it’s welsh name Bara Brith he eats it no problem. I probably shouldn’t mention he will be 25 next month.🤣.When will they change into adults? xx

kerri_gt

I tried the hummus thing with my OH once. He has a particular brand of brown sauce on more or less everything he eats. One day i bought a shop own brand,  decanded it into an old branded bottle and bet he wouldn't notice. One bite of whatever he'd put it on and he said 'ugh, i think this sauce is off, it doesn't taste right '. Whoops! Busted! 🙈

f0xh0les

Oh dear I have stressed out kids! 

DS1 has his mocks tomorrow, (all 3 subjects at A level) and has no idea where, when, or who with.  He has  only been allowed back at school since yesterday, today his best mate started coughing, so took himself off home and arranged a test and will have the results by Friday. DS2 is still isolating and has missed all his GCSE mocks so we will be going through the same with him when he is allowed back in.  DS3's best friend has tested positive for covid today and all his other mates have been sent home to isolate - they have no plans to isolate, they are going to play out-  DS3 cannot understand why he has not been told to isolate as they are together all the time in class and at break time.  He is properly confused.

DS2 is making supper tonight - tomato sauce with gnocchi.

I got called in to work this morning to help out with a huge donation that came in and needed sorting.  Nearly 3 hours solid of lifting and moving crates of food.  I did pass my steps target though.  I do every day that I work.  Less so on the days off.  Apart from that and making beans on toast and doing battle with Mr T's before 9am - they had put pork sausages  in the 'vegetarian and plant based' section,  I turned into 'that' vegan. Sorry! they could not understand what my problem was.