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Project Mortgage Neutral Begins

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  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For email subscriptions look under Profile, then 'Edit my profile' and it lets you turn off the email notifications. Really missing the last post bit of subscriptions as thats have I used to navigate the forum. Hopefully all the glitches get sorted soon. Last read post and smilies are both missed though.
    You used to be able to have different settings for each thread you followed so I had it set up to email when anyone commented on my page but not for anything else.  Thanks for your suggestion, I have just turned it off for everything now.  I am sure I will get used to all this, even when they changed the look before I kept the old format...I guess I just don't like change.

    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • Suffolk_lass
    Suffolk_lass Posts: 10,310 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ajmoney said:
    For email subscriptions look under Profile, then 'Edit my profile' and it lets you turn off the email notifications. Really missing the last post bit of subscriptions as thats have I used to navigate the forum. Hopefully all the glitches get sorted soon. Last read post and smilies are both missed though.
    You used to be able to have different settings for each thread you followed so I had it set up to email when anyone commented on my page but not for anything else.  Thanks for your suggestion, I have just turned it off for everything now.  I am sure I will get used to all this, even when they changed the look before I kept the old format...I guess I just don't like change.

    If you go into edit profile it will offer you your notifications and you can turn on email alert for this thread only and leave "internal" notifications only on so you can follow your other subscriptions (now bookmarked) threads. If you list all bookmarks you can see who last posted too.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ajmoney said:
    For email subscriptions look under Profile, then 'Edit my profile' and it lets you turn off the email notifications. Really missing the last post bit of subscriptions as thats have I used to navigate the forum. Hopefully all the glitches get sorted soon. Last read post and smilies are both missed though.
    You used to be able to have different settings for each thread you followed so I had it set up to email when anyone commented on my page but not for anything else.  Thanks for your suggestion, I have just turned it off for everything now.  I am sure I will get used to all this, even when they changed the look before I kept the old format...I guess I just don't like change.

    If you go into edit profile it will offer you your notifications and you can turn on email alert for this thread only and leave "internal" notifications only on so you can follow your other subscriptions (now bookmarked) threads. If you list all bookmarks you can see who last posted too.
    Think I have done it now, thanks.

    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sitting here wondering what on earth to do today as I don't really fancy heading out.  I started a knitting kit on Friday so going to do small stints of that and might start tackling the spare room too, alternating both.  I might head to the gym but we shall see.
    I definitely feel happier in my house now, I find it strange sitting doing nothing but the knitting is helping.
    No money stuff to report really.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have made a start on the filing cabinet in my spare room.  When I say I have made a start, I have separated everything into piles...mine, Mr AJM and any joint stuff.  While I know I am in a much better place than I was a few months ago even doing this is really tough but I know it will be crucial to me moving forward.  Unsure what I need to keep and ditch so I am trying to make some sense of it while being kind to myself as I go.  I am meeting Mr AJM for lunch in a 2 hours so I have a finish point.  I will try and sort my stuff first as that shouldn't cause too much of an emotional rollercoaster.  Be ready for questions of what I need to keep later :)
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 9 February 2020 at 12:38PM
    Not many venturing out in this weather very windy with heavy showers.  
    Knitting - lovely - somehow just don't have the time for that anymore, which is a shame as I used to  always have something on the needles.  What have you started?
    A new favourite pastime is doing a free online jigsaw, passes a half hour when i'm having a cuppa.  I'm sure I may have read that on here  :)

    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Not many venturing out in this weather very windy with heavy showers.  
    Knitting - lovely - somehow just don't have the time for that anymore, which is a shame as I used to  always have something on the needles.  What have you started?
    A new favourite pastime is doing a free online jigsaw, passes a half hour when i'm having a cuppa.  I'm sure I may have read that on here  :)


    I have started a teddy bear kit thinking I would be able to give it to a friend's newborn.  Only after I opened it did I see the small print saying it was not suitable for children under 3 years.  I am knitting it anyway as my history with projects is it will take me that long to complete it!!!

    Right I have my first paperwork questions...it turns out I am a paperwork hoarder.
    Council tax schedules - do I keep ones from previous years or not?  And the ones from my old house. I think I know this one but just checking :D
    Old passport that expired when I got married as it has my maiden name on it and the corners cut off...I definitely seem to have issues with knowing what to keep...
    Car related documents:
    - I have kept documents to show I am no longer the registered keeper for 2 cars, is this my hoarding tendency or sensible?
    - Car insurance renewals etc how long do I keep these for?
    - Now the biggie, MOT documents and renewal schedules for cars I no longer own.  I guess I don't need these asking anyway.
    I admit to looking at the folders I thought would be easier to sort.  I have now run away from the room to do a couple of rows of knitting and will try another folder before I head out.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Council tax. just keep the newest one, then bin that when you get your 2020/21
    Shred the old passport
    I would get rid of the documents showing you don't own the cars (but that is my gut feeling)
    Insurance renewals, do you mean the quotes and not the actual policy, I would just keep the latest policy
    Stuff for cars you no longer own,  bin it all 
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have a lot to shred!!!!
    Next set of questions...
    - Payslips - it was suggested during a pensions appointment that I just needed to keep my payslips for either side of the tax change and my P60 for the last 6 years, any thoughts?  I currently have every single payslip in date order since I started with my employer in September 2000 (where is the rolling smiley when you need it)
    - Banking stuff - keep anything within the last 6 years and ditch everything else?
    - Mortgage stuff - guessing I don't need to keep the mortgage stuff from the old house.
    - Stuff for a loan I was guarantor for that has long been paid off, I guess I either get rid of it all or keep the proof it was paid off.
    For now Mr AJM's stuff has gone into the bottom drawer of the safe and my slimmed down stuff is going in the top one.  He knows I am sorting through this and maybe once I am done I can help him go through his.  Until he has somewhere to store his paperwork it is staying in my house so the more organised it can be the better.

    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Home insurance renewed, for the last 5 years my renewal quote as been the cheapest by far.  I had £279.63 (amount saved was for renewal on the old house) saved up and the renewal was £137.78.  Unsure what I am going to use the extra money for although it pretty much pays for the 2 new pairs of shoes I bought today!!!
    Next job is to look at my energy renewal as my current deal is up at the end of the month.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
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