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Project Mortgage Neutral Begins
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I mucked up on day one. I might have changed all my spreadsheets with the new amounts I am paying but I forgot to change the standing orders! No worries, it is all sorted now and I have a reminder set to change them tomorrow.MFW 2025 No. 7 £1931.07/£2700
MFiT-T7 No. 6 £4214.98/£30,0001 -
I wonder if you ever got a bird identification app? I like Merlin, it listens to the calls and gives you the most likely birds. If you click on the bird name it gives a couple of pictures and a bit info about the bird so you can decide if its probably what you are hearing. Its been useful for identification of the swifts and swallows that buzz about here and are otherwise just all lumped together as swifts/swallow. At least now we know we have several varieties. Plus a few things we rarely see but can hear twittering over in other gardens and fields.22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'0
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Great to see how your march to MF is going - very inspiring and congrats on the promotionDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest0
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