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Back in debt but not out
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Morning PMO3! Sounds like everything's ticking along really nice for you at the minute. Hope the house sale continues smoothlyTrying to figure out a whole new life. Trying to figure out a whole new budget.
Divorcing, unclear on final debt total right now, but focusing on building a financial buffer zone.0 -
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Treadingonplaymobil wrote: »Morning PMO3! Sounds like everything's ticking along really nice for you at the minute. Hope the house sale continues smoothly
Morning, thanks for popping in.
It's been a struggle but hopefully things will settle down now.0 -
Morning,
Hope everyone is ok? TF it's Friday, been a long week.
The weather seems to be going the other way now, just need it to settle down.
Need to sort a list of people that we need to send them change of address to. With the likes of the tv license, I need to find the email.
8 days until DH gets paid.0 -
Afternoon (just)
Sorry if this comes across as a pity post, it's not meant to, just feeling fed up and tired!
I think I have fallen off the wagon slightly as I am in "a can't be bothered" frame of mind and if I'm honest have been for a while now. I seriously need snap out of this and get my act together and get the budget properly sorted or when we move, we will be totally brassic.
February has been or will be a total wash out, I've rarely brought my lunch from home and as a result haven't had any NSD's either.
I'm tempted that until we move I just pay the minimum on the CC so that's this month and the next and then tackle everything once we are settled.
No I'm not going to post a SOA, as the budget at the moment is as tight as it can be, I'm just having problems sticking to it.
May be March will be better.....
Sorry x0 -
Oh my lovely you've had so much going on it's inevitable that you feel burnt out and need some time out, don't read my post I've had a winge too but nothing compared to your last few weeks!
Have a bath and early night, and tomorrow do one thing that makes you happy, one thing that helps your progress towards your goal and one thing that you've been putting off. There that's 3 little things to do, I might take my own advice :-)
Don't feel despondent keep posting, we're here to cheer you on.
H x0 -
hugglemonster wrote: »Have a bath and early night, and tomorrow do one thing that makes you happy, one thing that helps your progress towards your goal and one thing that you've been putting off. There that's 3 little things to do, I might take my own advice :-)
Thanks H x I like that idea and will definitely try it.
I will keep posting, no fear of that as I need somewhere I can vent.0 -
Moving house is SO STRESSFUL. I think you're allowed to feel a little burnt out about it all!
Maybe try for the easier wins (like bringing lunch from home) and reduce the CC payment to halfway between minimum payment and whatever payment you're making now, to give yourself some leeway? Sorry, I haven't read back so I don't know much that will give you.Trying to figure out a whole new life. Trying to figure out a whole new budget.
Divorcing, unclear on final debt total right now, but focusing on building a financial buffer zone.0 -
PM02 I'm wondering if it's the time of year too. Since we've started to have random nice days of sunlight I've been feeling a bit tempted to spend too. I don't know why, but it's that ooo the long winter months are over, let's go crazy! So far I haven't. But it's hard being focused all the time. And I agree with Huggle you have had such a lot on. All that business with the accident and selling a house and new jobs etc! That is A LOT to have on." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Totally agree with everyone else, stop being so hard on yourself. I see it as, as long as you are not ADDING to the debt, you are allowed to cut yourself some slack when needed. You have a lot going on, so it's definitely needed.
I hope you have some kind of wine in your hand, right now:)Debt Jan 2017 = £42kMay 2022 = £15k0
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