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Budget Wars - A New Hope (with apologies to George Lucas)
Comments
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Fab news about the leads Bob and that you still get to use some of the eBay money!Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0
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Hi Bob,
Could you factor in the money you won't have to spend on food to add a bit more to your pay off cc fund!?
You are brilliantly well organised and doing so well.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
Verbatim what a good suggestion! Thank you.
Kirsty thank you!
Morning All
Was very grateful not to be getting up for 'paid work' this morning. My legs are still recovering from two 10 hour days plus an hours cycle each way. Upside, I'm sure to have buns of steel by Christmas
Have so far managed to get both me and the little one dressed. And then do the upstairs whirl round, everyone must do this in the mornings right? Curtains and windows open, beds made, toys away, breakfast tray downstairs, rescue cat who has now been cornered by shrieking with excitement baby. Rescue baby from the puddle of water she is now standing in from pulling over her brothers bedtime drink. And so forth!
Once downstairs put last night's pans away, clear counters of crumbs, ignore the crunchy floor, declutter purse of reciepts which leads to some reciepts being shredded by DD but it's a trade off between that and her wanting my banking log in token as I try to pay some bills.
The good news is I have managed to pay off the extra large business energy bill (gone up by £80 due to increased use) & pay the alarm bill from the repair that took all of 15 mins and cost me £108 (thanks for the mega LOLS ADT) and in the end I managed £60 of the eBay money to pay down the CC. I like Verbatim thoughts on this and may try and claw back £40 from the food budget due to all the lovely grub packing my fridge today.
Well I know it's against the gods of Martin and Lewis, but I am going to Mr Costalott in a minute and slapping my money down for a big fat coffee! Problem? No didn't think so....
Back later
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Glad you good some positives from the weekend hope you enjoyed your posh coffee as a reward for your hard work!
Good news on paying the business bills, fingers crossed the new leads pay off.
Your day still sounds busy even though you're at home hope you relax later.
H x0 -
So pleased it worked out better in the end Bob, and that you didn't have to use all of your ebay cash. I hope you enjoyed a nice festive coffee.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Thanks guys, I did enjoy my posh froth I have to say. Amazingly DD was asleep as well. She stayed asleep for ages so I went and stood in Mr S and read a magazine cover to cover (saved £3.99) had a look round and left without buying anything.
Some of you might remember that the dentist recommended I have some work done, just as my maternity excemption expired, missed it by 2 weeks. Anyway he quoted me £250!!! I haven't done anything about it yet but then had a eureka moment when I realised OH can renew his benefits package in Jan, and simply add me to his dental. Once I'm on I can schedule the work. Think it's a straight 100% claimable on that policy. So pleased I had that thought. Probably down to the posh froth
Tommorow we have an engineer calling at home to modify our tumble drier as it's one of the problem models that have burst into flames. The appointment has just been narrowed down to 7.30am to 10.30am, so that's good as won't be tied to the house. OH is working from home as well anyway.
Oh and my last bit of good fortune. In April of 2015 I bought a little smoothie maker which was for my business. For some reason I literally never used it. Took it out the other day to make soup as it also has a blender attachment. Couldn't make it work despite power to the unit. Contacted the company and they immediately offered to send me another for free!
All good there
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Bob just catching up, glad you did ok in the end at the weekend and the future income may more than be worth it in the long run.0
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Here's to your new gleaming Hollywood smile!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Thanks SeasideGal my silly side made me think about Paul Hollywood." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
PurpleFairy26 wrote: »Bob just catching up, glad you did ok in the end at the weekend and the future income may more than be worth it in the long run.
It's so true. I recently had some business from a client is known 2 years! Sometimes it just takes time to get things done." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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