Precise Mortgages - how long from application to offer?

helzyb

Hi
we have submitted our application today.
It’s taken 4 months to get to this point as our developer was waiting to be added to help to buy scheme which we are using!

I feel very excited to finally submit.

just hope it goes through!

good luck everyone x

Melandpaul

Good luck Helzy.. could you keep me updated on what they ask for and stages I'll be doing full application in 7 weeks.. can't wait to finally start.. be interesting see how long yours takes.

helzyb

Thank you.
Yes I will. I’ve been stalking this thread since December.
I am not overly hopeful never even thought it a possibility but decided to give it a go.

Our authority to proceed from help to buy was submitted on Monday and given to us on the Thursday so really quick.

our broker said if usually takes 4 weeks which seems like forever!

Luckyfinn

 We completed today! Actually a really smooth process. We got our offer 3 weeks and 6 days after full application. Pleasantly surprised that there was no backwards and forwards of questions that we were preparing ourselves for. We had a fab broker that we found on here which I presume helped massively. @haras_n0sirrah 

helzyb

Oh wow congratulations wishing you lots of happiness in your new home x 

gashead1989

Ecnubc said:

Wooo! Congrats both  

Anyone that’s mortgage has gone through. Do you get the valuation fee refunded? 

We completed on March 8 and have never had our valuation fee refunded. It mentioned nothing about it in our offer pack though 

Melandpaul

Luckyfin could I ask bit bout your background? Defaults? Ccjs? Etc.. 

Luckyfinn

Sure. No ccjs. A few defaults over 2 years old. I would recommend speaking to a good broker. Ours knew what they would require and got everything up front rather than waiting for them to ask for things as we went along. 

angievaga

Scary times! Fingers crossed we all get the outcome we want.
Will keep everyone updated on my progress in case it helps anyone out!

heavenlyharry01

Once you’ve had your offer and have signed is it pretty much a sure thing?