Round and round the overdraft....soon to be no more

debtfreeoneday

We're not far off each other with CC's. I just cleared our second to last one and have £1159 on the last one!

louby40

My barclaycard is at £0!!!!! :j:j:j:j:j:j:j:j:j:j:j:j:j

2 years ago it was about £10k - what a long way I've come!!

I feel like I've won the lottery lol!!! :rotfl:

mummytogirls

Yay to £0 on b'card Louby thats fantastic :j:beer: xx

Poor_Single_lady

Well done on the Barclay card Louby. xxxx

louby40

Very quiet weekend here. Did an Aldi shop yesterday, put petrol in and did some school work in the afternoon. HM cottage pie for tea and a couple of Bacardis and Diet Coke (less calories than wine) I've lost 4lb this week so really pleased with that. I want to lose a stone so will keep watching what I'm eating.

Today is ironing, cleaning and maybe a walk around the block. We've got pork chops for lunch. I'm quite happy doing nothing it means less spends and today is NSD#4

Enjoy your Sunday everyone!

louby40

Rang First Direct to set up a direct debit to pay off the credit card £150 a month. I'm stopping my £100 a month standing order to my Emergency Fund (that's currently at £500 & I have £210 saved in a fixed savings account which I can't withdraw until July that should be nearly £450 by then)

That should see my final credit card clear by July, along with my parents loan! Apart from my car loan and my mortgage I'll be debt free and in a position to really start saving!

mummytogirls

Sounds like you've had a lovely quiet week Louby, just what you need after first week back! Yay to NSD4, I'm on NSD4 too :T xx

SpekySquarehead

Louby - sounds like you're really in tune with your finances and got solid grip on it, fantastic.

louby40

Thanks Speky, I feel like it's all slotting into place now.

4th NSD of the month. Decent day at work apart from the rain and kids being stuck in.

Sausage and mash for tea and then have just had a row with OH about the Meryl Streep speech that she gave at the Golden Globes - I said how powerful it was and what an eloquent speaker she was, he disagreed and said she shouldn't be talking about politics at an awards ceremony. We've then had a really heated argument about it and now he's stormed off!

It's at times like this I remind myself never to marry the man!

mummytogirls

Oh no what a thing to have an argument over Louby!!

Flipping men, they're not right are they! Cant live with them, can't live without them :rotfl:

Well done on NSD4 xx