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Round and round the overdraft....soon to be no more

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  • So nice to see the end in sight isn't it!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • louby40
    louby40 Posts: 1,598 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    DFOD I'm constantly thinking about paying it off. It will be the first time in about 20 years that I will have NO debt.
  • I'm so excited for you!!! Fantastic work in what is notoriously a difficult month.
  • louby40
    louby40 Posts: 1,598 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Today is NSD#13 - a new record :j:j:j:j:j
  • Well done Louby! How exciting it must be to know you are on the home straight. 13 NSDs - fantastic!
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • What's a nsd lol I really must start these once I get my new place finally sorted.
    Cashback Earnings YTD £46.04 Survey Earnings YTD £182.66
    "Always always train, be the best version of you that you can physically be"
  • louby40
    louby40 Posts: 1,598 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It's a No Spend Day.

    There's even a challenge for it.
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yay to 13 NSD :beer::j xx
    Mummytogirls x

  • louby40
    louby40 Posts: 1,598 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Pay day tomorrow and my whopping 1% pay rise sees me pocketing an extra £19 a month - whoop whoop!

    Got a very busy February- it's my birthday, I have a leaving meal, a christening and 5 nights in London. So looking forward to some time away. Budgeted for it so all sorted money wise. We've bought a London pass for 3 days so going to see stuff we don't normally do.

    We go to London 2/3 times a year and absolutely love it. Sadly the Globe is shut for the winter (both big Shakespeare lovers) but we're off to see Twelfth Night at the National Theatre plus a meal at Jamie's Italian in Covent Garden. Sooooo excited!
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Yey for a payrise!

    London sounds fab, I haven't been since last may (and live less than an hour train ride away) but it costs. I am planning a week off at Easter, may see if I can drag some of the kids in other me.

    And go you on the nsd, mine have been awful, not really getting to grips with them at all. May need to rethink for next month.
    Debt free Feb 2021 🎉
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