The Ultimate Incentive muddles along

Cinny91

Best of luck, Dinah! It sounds like over the past few months you've had a huge change in your energy (which is, yano, probably to do with all that yoga you're doing!) so I'm sure you can crack it this time

It is a huge amount but equally so it's still just pounds and pence, it can be chipped away at! We've finally got our loan pay off date within the next couple months and I can't wait to be debt free again. Plus once we've worked our savings back up Rich can look at lower paying, less stress, jobs.

Went whole hog and booked the Thomas room. Was a bit pricey but he'll love it, and bar a weekend away in June for my sister's 30th (child free!!) we won't actually be having a holiday again this year. And that's how I justified it as I added a £7.50 "cluster of balloons" to our reservation

Dinah93

Quite a bit of our debt is interest bearing, and we can't change that at present, so what I'm going to be doing is saying when we pay things off it, but only updating our total on the first of the month.

Today's excitement, £36 paid off the Tesco card (minimum payment), £100 off Next account and the £95 I owed my tutor for an assessment fee.

Dinah93

See I'm not sure it would make enough of a difference to Ben since he has a Thomas bedroom at home

Cinny91

I kept meaning to ask if Ben's and Grace's rooms were left untouched by the house works? I feel like you'd just got Ben's room together when everything happened!

Home from work early today, my mum kept Oscar for an extra hour so I had a bath and picked up the house a little. Rich is in Birmingham so at least we'll get a bit of a mid-month expenses boost in February.

Dinah93

I managed to fall asleep on the sofa while waiting for Ben to dig a hexbug from under the bookcase, so wildly productive afternoon here.

wendz86

Bet Oscar will love his birthday trip!

I find it very easy to spend money on stuff the kids want/need but i will wear the same falling apart pair of boots for months:rotfl:.

Got another £17 back for delayed trains yesterday. The only perk to having to be late half the time!

Cinny91

Good going on the refund! I tried to get a refund for a train journey on southern rail last summer but found the forms a little baffling

Our local Toys R Us is one of the ones they're closing so we're going through today to see if they have any good prices on outdoor toys for Oscar. Been up since 5:30 this morning, trying to get back into the swing of walks earlier in the morning but I'm knackered 😂

Dinah93

New to do list, actually beat the last one.

1. Update timetable and descriptions on my website
   [STRIKE]
2. Collect customs fees parcels[/STRIKE]
3. Submit final assignment
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4. Submit tax return [/STRIKE]
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5. Cancel carers allowance[/STRIKE]
   [STRIKE]
6. Register with accountant [/STRIKE]
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7. Pay off rest of council tax for this financial year and set up DD again [/STRIKE]
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8. Book Grace's birthday party[/STRIKE]
9. Return extra dino game and parcel in hall
10. Send info and confirm dates for funded course
    [STRIKE]
11. Submit medicash claim[/STRIKE]
12. Book B's jabs
13. Write intro course and send to S
14. Create an event for all new courses

Cinny91

Snallers condensed lists seem to be the way forward!

Got oscar a picnic table for £10.49 down from £24.99 yesterday, and got a £10 off £20 spend for another local branch. Would definitely recommend going if your local one is closing

Dinah93

Hmmm, now can't edit messages after you've posted them. That makes life fun for lists.