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The Ultimate Incentive muddles along

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Thanks Toot, I'm trying to post every time I do something rather than writing a monster post every few days, helps me remember what I've done!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Been at a mental health assesment for NIM this morning, hopefully this will give him a new direction, she seemed to think his medication wasn't the most suitable, and there were other directions to take counselling in.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You are doing so well Dinah. All these sells etc are pushing you in the right direction.

    I have joined the link, thanks!


    I hope the new medication and counselling help NIM.

    Birdie - so exciting about your roller derby. I would be terrified.
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Mental health meeting sounds promising. Good plan re regular post Dinah it is easier to keep track of if you post every time. Are you Dave Ramseying i e getting £1000 emergency fund and then paying off the smallest debt first? Now you know what you are facing it should get easier.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    edited 13 November 2016 at 8:44PM
    Hope to start the emergency fund soon, but one of our credit cards is actually over the limit, so bringing it within limit first.

    Also both car insurances due this month, NIM had £256 of car repairs this week, mine needs new tyres and the MOT is on the 8th.... so need to throw money at all of those to not get any further into debt first.

    £45 for selling a breadmaker today, and 2 etsy orders. A few custom orders to do after bedtime, and my lesson plan for tomorrow's yoga playgroup.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    4 etsy/ebay orders in the end today, lesson plan done.

    Really need to get my etsy products on Amazon before Christmas. I started with the halloween stuff and it was going well, but haven't listed anything else.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Tete - tell me about it :( There are LGBTQ couples cancelling weddings in fear of what might happen, and how they don't want to risk their lives having paper trails of their relationships. Makes you feel sick. I have a friend who moved here from Mexico recently and she's fearful for what it means for her family.

    Sounds like the extra money making is going well! I applied for a new bank account last week which'll pay us £100 for the switch which would be helpful but it takes a while to hear back - worried as my pay this year has been low from maternity leave I might not get accepted.

    Had a cheap weekend, another trip to the £2 cinema and a home day yesterday. OH took Oscar out to get some paint for the utility room and swatches for our bedroom (going to be a big job so we're 50/50 on it) so I had a chance to give the house a good clean. So nice everything being in it's place this morning!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    NIMs grandpa passed away this morning, may go a bit quiet this week. Not sure when we're going to be going back for the funeral. Assume NIM will want me with him, I'd like to pay my respects as he was a lovely man, it's all just a lot harder when you have children, especially school age ones.

    Few orders so far today, and £16.50 made from yoga playgroup. Should have been £21 but one person forgot to pay... I do owe her £35 for something else though so will suggest it comes off that.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Oh no, I'm so sorry :( At least with making headway with the money making you'll be able to (hopefully) cash roll the flight money, I assume you'll be able to stay with NIMs Dad? I hope he's alright.

    Would your two be able to stay with your Mum for a few nights?
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Very sorry to hear that NIM and Dinah, stay close. I hope that you can both manage to get to the funeral.
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