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The Ultimate Incentive muddles along

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  • So sorry to hear about NIM's grandad. Must be very hard for him, being in another country. Hope you both get to go to the funeral
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Sorry for your loss NIM, he looked a lovely man.
    Weightloss: 14.5/65lb
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry to hear about NIM's grandad. Hope you can both make it back in time for the funeral *hugs*
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Only NIM going to the funeral, his choice. The only flight option out is tonight very late, but he isn't happy with the flight back option on Thursday and I can't push it to an extra night, so he's going to go tomorrow night, and stay through to Sunday morning, spend a little time with his cousins and grandma. He'll be staying with a cousin/his dad/his mum so no accommodation costs. Had tears from Grace a few times this morning as she seems very unsure about daddy being away for so long. Not a good omen for me going away for 3 days longer in December.

    My signature does need updating, a bit more has been paid off, hope to update this afternoon if Ben naps.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry to hear about NIMs Grandad , glad he can get out there.

    Well done on paying more off.
  • So sorry, hope you're all ok x

    Saving for a deposit: £11,621.15
    20/25lbs
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    £21 out on yoga teacher insurance this morning. Groceries nearly £100 yesterday as tried to buy the non perishable food for the Christening next week to spread the cost out a bit and I had a double points voucher to use.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Sig updated.... at this rate it will take exactly 4 years to clear our debt.... can't wait to get all the car insurance, MOTs, repairs, new tyres and Christening out of the way. Although I'm away 10 days next month so might slow things down a bit.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    So whilst your children are both still at primary school you will be debt free and you will have paid 10 years plus off your mortgage, great position to be in. It is a marathon but not one that is out of the question.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    2 tyres are £120... better get through the MOT now! Don't actually have that but the money from the big phone trade in is due tomorrow (£74) and I have £50 in cash from teaching the last few weeks so as long as the money clears before the garage shuts I'm golden :D
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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