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The Ultimate Incentive muddles along

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  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Well done on not adding to the credit cards,it sounds like you are in the 'paying off zone' how was the week-end?
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    You're really smacking that debt in the mouth over there! That's awesome news about keeping off the extra credit card spending too :) Fingers crossed its an upward trend.

    Sorry I went all MIA! Oscar wound up in hospital with Oscar last weekend as he got bronchiolitis :( But it's just down to a cough now so he's back with my mum!

    Finally had our family secret santa swap last night so I can crack on with the present buying and be "done" with Christmas - hopefully by December 1st! Need a trip to the actual shops this week to get things from Lush/Joules but we're actually spending 50% less than normal on gifts for everyone this year so I'm really pleased. Making the majority of things has really helped and (I think??) everything looks nice!

    Hope everyone had a nice weekend!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    edited 28 November 2016 at 11:37PM
    Oh no Cinny, Ben had that when he was little but amazingly he was only in the hospital for about 6 hours. Glad he's out again now.

    Christening went well but it's been all consuming for the last week or so. Hoping by tomorrow night to have the house back to it's normal state, today I've had a very floppy Ben on my knee all day, then at about 6pm he was sick everywhere several times and now he's happy as anything.

    Taught yoga again this morning....£22.20. Should have been £24 but a child got into a handbag and the resulting chaos meant lost money that was never found.

    Covering another yoga class tomorrow night, utterly messed up and forgot it was mums birthday!

    New To Do List

    British Gas complaint
    Amazon complaint
    Post car seat
    Post other ebay parcels, sold phone and Amazon parcels
    Write thank you cards
    Edit friends birthday photos
    Book MOT
    Find passport!
    Find speaker for teaching on Friday
    Make birthday cake
    Sort Amazon returns
    Advertise new course
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Sounds busy, but in a good way. Hope you find the passport!
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Glad Oscar is out of the hospital, poor thing. Is horrible when they are poorly.

    That's good the christening went well . Good luck with the to do list.

    I am currently sat in the cold waiting for someone to come fix the boiler...nightmare.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Nearly at 2% paid off this month, £15.95 to get there so going to pay that off now for the sake of liking round numbers.

    Letter to say an account I closed months ago is £34.86 in credit and to call if I want a cheque sending... so on hold to Amex.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Thanks everyone! Back at the doctors today and he has a burst ear drum and subsequent infection :( little lad is going through the wars atm. Just let him sleep when we got home from the doctors so only just got him to sleep now. Be better if I didn't have a viral infection myself and was living on more than lucozade!

    Amazing going paying off 2% this month :j
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aww hope Oscar and you are feeling better soon Cinny, sounds like a hard time at the moment for you.

    Well done on paying off 2% of the debt Dinah, you definitely sound like you're in the zone at the moment.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    £29.02 through from my eBay lady for our first sales, not loads but it was just kids clothes and it's 29.02 I might not have had for a long time if I hadn't sent it out.

    Having a decorating day. My goal now is to get the kids in the their new rooms as a Christmas present (probably Christmas day rather the heir hand Christmas eve just because new rooms might cause a bit too much excitement and bens first night in a bed may be a bumpy ride (literally))
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Hey £29 is the equivalent of a yoga session - but you didn't have to do it - brilliant. New rooms is a great Christmas present (agree re the bed). 2% gone is excellent especially in a month which has been very tough. As always onwards and upwards you are on your way. What is your goal for December another 2%?
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