The Ultimate Incentive muddles along

Dinah93

Tonight we're going to get a bank charge on two accounts. So £10. Huge waste of money. I have a big pile of stuff I've just been up and sorted to try to get on facebook/ebay tomorrow to get some money in fast. Including the last of my sling stash, the ones I swore I wouldn't sell. Needs must, if I can sell 2 of them then we're out of the hole, even one may get us there. Stay calm and breathe.

Dinah93

This is maddening. I have £40 from onepoll, £90 from smarkets, £74 from music magpie and about £30 in misc money from quidco, amazon etc all due to arrive in the next day or two, and I can't do a damned thing to avoid these charges.

duchy

Dinah93 wrote: »

Good grief British Gas are useless! Stayed in all yesterday for a boiler service (planning to cancel once it's done, save the money) - they didn't show, called to say they were too busy and rearranged me for today. Today comes, and I've just had a phone call to say they won't be out today either, can they come next week? ARGH!

Listed a breadmaker on spock and ebay that I've not used in a few years, fingers crossed that sells somewhere. Never used spock before. Now I have a little pile of 3 phones to trade in.

Worth reading BG the riot act. After they did the same to me I sent them an email of complaint. They offered me compensation and doubled it because they took a month to respond (I didn't ask they offered). With Quidco it meant the entire cover was free for a year.

Cinny91

Hope all is going as well as it can be with NIM

Wanted to say it always pays to complain! I always go for the nice approach but Rich goes in like a wild man - but that way got us an extra 10% off our new tumble dryer and a refund of the delivery when they changed our delivery date/time slot a few times.

Have a baby that's full of cold atm, had a extra strong coffee around 9pm thinking I had another sleepless night ahead of me and now while I'm wired, he's fast asleep (and in his own bed too!), typical!!

Dinah93

Eeek, don't panic about the 4 days off - I didn't install the new broadband router as I found not having web was getting a lot done around the house. Radically kon-mari type decluttered our bedroom on Friday. Haven't done the bedside tables but 8 bin bags full of clothes and shoes now in NIMs car to take to the ebay lady tomorrow.

If he can drive that is - managed to end up in a&e tonight after accidentally using the electric router on his fingers. Looks like it's a clean it up, dress it and come home job though.

Yesterday we were at Grace's best friend's birthday party, then her first sleepover (Ben and I stayed too).

I have £50 of yogabugs work this week, first since July, and 3 classes to cover for other teachers at £25 each, so good week for the bank balance. Had a bit of interest in two of my wraps this evening, one has sold and been paid for, so should be able to go and get my tyres tomorrow as they're £120 and the wrap sold for £90, we have about £50 cash.

NIMs mother also gave us our spending money for Iceland for his 30th birthday present, which is a massive relief. Just a shame they thought Iceland used euros so now we need to find a way to change it.

We certainly will be complaining. And to Amazon too, we have prime delivery and after 5 days they refund my paint order rather than continue the pretense of 'it will definitely be here today!'

Dinah93

£100 reward claimed for installing BT broadband, should be with us in the next 30 days.

Only one person at playgroup this morning, not good. £5. Getting some greeat reviews andattendees posting on various groups saying - please come we don't want it to stop, hoping in the new year a few new year new start people might come.

Tyres installed at least, and need to pop to the mecca that is Boyes after the school run to see if I can get some twine and blue felt, making these for decoration at Ben's Christening.

archersluck

Dinah93 wrote: »

Tyres installed at least, and need to pop to the mecca that is Boyes after the school run to see if I can get some twine and blue felt, making these for decoration at Ben's Christening.

Ahh Boyes! I felt quite nostalgic coming back home and seeing the stores hadn't changed a bit.
Hope Nims fingers are ok!

Dinah93

So manically busy this week I feel like I can hardly stop to breathe. NIMs depression seems to be having a flare up and he's quite volatile, between the loss and the constant pain from the accident on Sunday I can understand it but I really need to not be worrying about him this week. He'd say not to, but you can't turn off caring for someone unfortunately!

So, today's to do list:
Order blank baby vests
Contact etsy order we made an error on (sent out uncustomised design)
Do all outstanding design work
Cut out Ben's tie
Come up with a lesson plan for tomorrow's yoga classes
Check I have everything I need for yogabugs lessons on Friday
Tidy the chair of doom
Find my ID
Print my insurance certificate
Send sold slings and sold ebay items
Contact lady with dining chairs on ebay
Finalise Christening menu plan (sounds formal, I more mean Finalise what I'm doing and what mum is doing)
Put in Tesco order for Christening ingredients
Reply to facebook messages
Reply to etsy messages
Make stencils for bunting
Wrap and send off both phones

At some point I need to work out our car insurance (also due Sunday, haven't even started getting quotes for me yet and only halfway down Martin's list for NIM)

Plus side, all bills paid this month, no further into debt (which is a minor miracle), hopefully can limp to the end of the month having paid both car insurances, £120 on tyres, £245 on NIMs car repairs, paid for all the Christening food, £220 on upfront line rental and not had to borrow off a CC or spread the payment over the year (although very likely to go into OD). This will be the first month we've not pulled more money off a CC all year. That's scary but positive even with such big costs we're turning a corner.

wendz86

Sounds like you are very busy but that is brilliant that with all the costs you won't be borrowing more money!

I've had a bit of a nightmare getting stuff done this week as Heidi has got a cough/cold and hasn't been very settled.

archersluck

That's great that you're not adding to the CC debt!
Have you tried multicar policies if you've got 2 cars up for renewal? Our is with Admiral and always far cheaper, they're quite good to haggle with too.

Not feeling so rich here, last got paid at old Job on 27th Oct but won't be paid for new role until 9th Dec!