IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£100 fine for no Mot.....worth taking to court???

Options
145679

Comments

  • dazster
    dazster Posts: 502 Forumite
    bod1467 wrote: »
    But WHEN was that? Pre-December 2013?

    Yes. What's that got to do with it?
  • bod1467
    bod1467 Posts: 15,214 Forumite
    Because the requirements changed in December 2103 ... as already explained earlier in this thread. Therefore your comment was not relevant to the situation NOW. :)
  • Norman_Castle
    Norman_Castle Posts: 11,871 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    beamerguy wrote: »
    I have spoken to my insurer and there is a cloud over this subject so as I have no intention in listening to you
    Try asking the insurance ombudsman. They're less cloudy.
  • Quentin
    Quentin Posts: 40,405 Forumite
    beamerguy wrote: »
    I have spoken to my insurer and there is a cloud over this subject so as I have no intention in listening to you
    You look to have followed the bad advice posted here by beamerguy in #72 about checking with your own insurer


    This was corrected in #74:

    Quentin wrote: »
    ....As already posted you can safely ignore any insurer that tells you that your insurance is void if you have no MOT.......

    The FOS has ruled that such conditions are unenforceable.....


    The FOS trumps anything your insurer is being cloudy about.
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Quentin wrote: »
    Y

    "....As already posted you can safely ignore any insurer that tells you that your insurance is void if you have no MOT......."

    You are talking to a very very small number of people here, not the majority who have no clue and will accept what their insurer says.
    You would be better doing an article for the major newspapers to get your message across
  • Quentin
    Quentin Posts: 40,405 Forumite
    beamerguy wrote: »
    "....As already posted you can safely ignore any insurer that tells you that your insurance is void if you have no MOT......."

    You are talking to a very very small number of people here,
    Correct.


    I am talking to the one person who keeps repeating the incorrect info in this thread.


    Please have the decency to stand corrected and stand down!
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Quentin wrote: »
    Correct.


    I am talking to the one person who keeps repeating the incorrect info in this thread.


    Please have the decency to stand corrected and stand down!

    Best to stop this now, it is going nowhere and never will ... Agreed
  • Rover_Driver
    Rover_Driver Posts: 1,520 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    A reason why insurance is no longer checked when licensing a vehicle is that unless exempt, a registered vehicle is reqired to be insured - s.144A, Road Traffic Act 1988.
    A vehicle that is licensed, but not insured is not exempt, and as the databases are regularly checked, a prosecution for not having insurance may be initiated without reference to the vehicle actually being seen or used uninsured.
  • Umkomaas
    Umkomaas Posts: 43,417 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 June 2016 at 2:22PM
    bod1467 wrote: »
    I saw this linked in another thread, but I think it is apt for BG here:

    https://en.wikipedia.org/wiki/Law_of_holes

    :D

    I gave him that link 47 posts prior - post #33! :rotfl:
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .

    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    Private Parking Firms - Killing the High Street
  • bod1467
    bod1467 Posts: 15,214 Forumite
    Umkomaas wrote: »
    I gave him that link 47 posts prior - post #33! :rotfl:

    I knew I'd seen it somewhere. :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.