📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Payment a Day Chapter 17

Options
13940424445201

Comments

  • Hi could you add £33.07 to todays pads please for me xx
    Total Debt:
    Dec 2015: £20,090.87
    Dec 2016: £16,320.85
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    Fifth Anniversary 1,000 Posts Combo Breaker
    Hello Everyone,

    I would like to add £30 to Barclaycard, £12 to Aqua and £60 to Vanquis.
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Afternoon PADdingtons!!!

    My PAD for today is £40.00 to MBNA please....I forgot that they don't take the minimum payment if overpaying...sneaky! So had to get the normal payment in there too :)

    Thanks Erme....the 'debt' is currently in credit until the interest accrual hits, which will be swiftly paid off anyway so will definitely be gone by 2nd Aug :D

    Mmmmm Krispy Kreme!!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • mandz1
    mandz1 Posts: 2,548 Forumite
    £2.82 for me today please
    PAD Maker
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Yesterday's total seemed to reflect just before payday for many peeps at a little (but no less important) £40.60


    Thanks for volunteering for next month Dizzy


    My own PAD today is £39
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Morning!

    A £30 PAD for me today going into the 3-6 months wages fund... That's a loooong old slog for me and as most of my cash goes to paying debts I may be retired by the time I hit my target!

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,851 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning All,

    I had my last day of work yesterday :eek: and as of Sunday I will be officially redundant...!

    So until my redundancy payment comes through, it is small PADs for, to chip away at The Debt, then I'll make a big PAD :T. Jet9cat, please add £1.89 for me, to MBNA.

    Although it is completely non MSE, I went for a lovely meal with my son yesterday to celebrate my last day at work after 11 years, spent £45 :eek::eek::eek:, but we had a toast, and he told me how much he loves me and how proud he is of me for staying at work despite all the problems and how he's looking forward to us having a great summer with lots of (free) day trips and museums etc. Brought tears to my eyes! :A

    Keedie,
    xx
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    £20 for me today please!

    Thanks for offering to count up for August Dizzy :)

    Keedie, your son sounds like a lovely young man!

    LMD - I feel the same about my emergency fund - I know how important it is but I like seeing the numbers come down too much!!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • So YNAB is telling me my August budget is looking extremely tight so a very small 36p PAD for me today please :(
    Total Debt:
    Dec 2015: £20,090.87
    Dec 2016: £16,320.85
  • Keedie
    Keedie Posts: 2,851 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Thanks Kirstypoos, he's nearly 10, but as it is just the two of us, he's had to grow up a bit due to my depression, but especially since I became unwell with chronic fatigue syndrome, so it's nice to see him happy.

    White-as-Snow - don't worry about the amount, the main things is that you are making the payments. 10 days of 36p payments is £3.60, and so on, it all adds up. And you could have wasted that on something else, so don't despair. :T

    What is YNAB? and how can it tell you what your budget is?
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.