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Payment a Day Chapter 17
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Hi could you add £33.07 to todays pads please for me xxTotal Debt:
Dec 2015: £20,090.87
Dec 2016: £16,320.850 -
Hello Everyone,
I would like to add £30 to Barclaycard, £12 to Aqua and £60 to Vanquis.Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
Afternoon PADdingtons!!!
My PAD for today is £40.00 to MBNA please....I forgot that they don't take the minimum payment if overpaying...sneaky! So had to get the normal payment in there too
Thanks Erme....the 'debt' is currently in credit until the interest accrual hits, which will be swiftly paid off anyway so will definitely be gone by 2nd Aug
Mmmmm Krispy Kreme!!:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
£2.82 for me today pleasePAD Maker0
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Yesterday's total seemed to reflect just before payday for many peeps at a little (but no less important) £40.60
Thanks for volunteering for next month Dizzy
My own PAD today is £39Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Morning!
A £30 PAD for me today going into the 3-6 months wages fund... That's a loooong old slog for me and as most of my cash goes to paying debts I may be retired by the time I hit my target!
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Morning All,
I had my last day of work yesterday :eek: and as of Sunday I will be officially redundant...!
So until my redundancy payment comes through, it is small PADs for, to chip away at The Debt, then I'll make a big PAD :T. Jet9cat, please add £1.89 for me, to MBNA.
Although it is completely non MSE, I went for a lovely meal with my son yesterday to celebrate my last day at work after 11 years, spent £45 :eek::eek::eek:, but we had a toast, and he told me how much he loves me and how proud he is of me for staying at work despite all the problems and how he's looking forward to us having a great summer with lots of (free) day trips and museums etc. Brought tears to my eyes! :A
Keedie,
xxDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Morning all!
£20 for me today please!
Thanks for offering to count up for August Dizzy
Keedie, your son sounds like a lovely young man!
LMD - I feel the same about my emergency fund - I know how important it is but I like seeing the numbers come down too much!!:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
So YNAB is telling me my August budget is looking extremely tight so a very small 36p PAD for me today pleaseTotal Debt:
Dec 2015: £20,090.87
Dec 2016: £16,320.850 -
Thanks Kirstypoos, he's nearly 10, but as it is just the two of us, he's had to grow up a bit due to my depression, but especially since I became unwell with chronic fatigue syndrome, so it's nice to see him happy.
White-as-Snow - don't worry about the amount, the main things is that you are making the payments. 10 days of 36p payments is £3.60, and so on, it all adds up. And you could have wasted that on something else, so don't despair. :T
What is YNAB? and how can it tell you what your budget is?Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500
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