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Payment a Day Chapter 17
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Welcome Gwynnypeg15
Sorry to hear about your sad news sashanut
My PAD for today is £150.00 to BC and MBNA - after thinking MBNA wouldn't take my DD as I'd made over the min payments, I made it manually and then the DD went out this morning so I have some budget rejigging to do as I don't want to use my CC so the extra payment is on there to stay :rotfl: good for DFD, not so good for very busy wedding/hen do month!:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Morning All,
Yesterday's total is very encouraging :T. My PAD for today is my minimum payment of £34.39 to Barclaycard please Jet9cat.
Sashanut - I am sorry to hear of your loss :grouphug:
Gwynnypeg15 - welcome, this is a great place to financially turn your life around.
Kirstypoos - a lean month now will seem like a distant memory when DFD arrives (well that's what I keep telling myself anyway :rotfl:)
White-as-Snow - thank you very much for the explanation of YNAB. I looked at the website and it looks fantastic so I will set up my free trial this weekend. I think it will really help me!
Erme - yes these moments are precious. I am very scared about having no job, but I will take the time out of the rat race to enjoy spending time with my son & concentrating on getting healthy again.
Dizzy - thanks in advance for being August's counter.
Keedie,
xxDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
sashanut- sorry for your loss xxxhugsxxx
mandz1- unexpected money. congratulations hehe. so good when that happens isn't it. Or when you find some money you forgot you stashed somewhere or something xx
Wow some really large PADs lately!! Well done all of you!
:beer:
Small PAD of 23p for me today please xTotal Debt:
Dec 2015: £20,090.87
Dec 2016: £16,320.850 -
Payment of £26.06 today made up of £20 debt payment and £6.06 off very accountPAD Maker0
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Evening all!£25 off my Barclaycard for me today!
Any extra money made from survey sites is going off the CC debt!Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.0 -
Evening Paddingtons!
Yesterday's total was £210.70. Looking at the posts earlier today I'm looking forward to adding up today's PADs, an end of the month surge.
My PAD today is a payday £100 to the cc.
Hugs to sashanut, sorry to hear your news.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear
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Hi all :j
Thank you everyone for your kind words, much appreciated by me.
Popping in with the second big PAD £5369.18.. to HMRC ..my tax bill from s/emp from last year .. please Jet - tkyou!! We had saved it thank goodness...New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Morning!
Wow sahsanut that's a cracking PAD!
Mine today is a bank skim to credit card of £2.14 please
Have a lovely day everyone!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Good morning fellow PADdingtons
My PAD today is £598 to pay car insurance please jet9cat :T
I think that cost is outrageous but it was a saving of over £120 on renewal quote and I remember the days when I used to just accept those plus add on costs by paying monthly. MSE advice never forgotten and always used :money:
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt
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Managed to find some extra pennies left over to make a PAD of £40 today please to the CC xxxTotal Debt:
Dec 2015: £20,090.87
Dec 2016: £16,320.850
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