Payment a Day Chapter 17

Gwynnypeg15

Hello, I'm new, could I join the PAD challenge please?

mandz1

Welcome gwynny

Unexpected money in bank today so nice payment of £150 for me today

White-as-Snow

Gwynnypeg15 welcome to the thread. You're more than welcome to join us all xxx

Keedie YNAB is basically a budgeting software that helps you keep track of what money you have and what you are using it for. There are a few threads on MSE discussing it. Some people swear by it (like me) and some would rather their own method. Have a read up and trial it if you want as there's a free trial for a month (don't have to input any card details and remember to cancel or anything). It is something you have to pay for however (free if you are a student though) but its up to each person if they think it's worth it.
They do free web seminars to help you use it also which you may want to do if you choose to trial it.

There is no incentive to invite a friend or anything so I have no reason to tell you to try it other than it helps me

mandz1

Another £8.45 to the credit card.

jet9cat

Thanks to LMD's payday big payment yesterday's total was a massive £1506.89


Welcome to the thread Gwynny, always happy to see new people trying to bust those debts or add to savings.


Keedie - what a lovely post

sashanut

Hi all :j

Sorry I have been MIA - due to bereavement Popping in with a big PAD £4665.25.. to HMRC ..DH tax bill from s/emp from last year .. please Jet - tkyou!! We had saved it thank goodness, my bill due tomorrow...

Time_to_face_the_music

Good morning fellow PADdingtons

Have been struggling to get back to normal this week but have done budget for month and PAD today is £1450 to savings please jet9cat :T

Very sorry to hear about bereavement sashanut

Welcome to all new and returning PADders, you really couldn't be in a better place :hello:

Have a super day everyone

TTFTM x

Dizzy_Imp

Morning bears :wave:

Hugs Sashanut - sorry to hear your sad news xxx

Just a small bank skim of £3.49 for me please Jet. DH got paid yesterday, so I'll be allocating more pennies tomorrow :T

Welcome to all the new PADdingtons :j

LittleMissDetermined

Happy Friday PADdingtons!

Today is s bank round down for me with £3.69 sent to credit card

Have a fab day!

LMD xx

Erme

Keedie wrote: »

Morning All,

I had my last day of work yesterday :eek: and as of Sunday I will be officially redundant...!

So until my redundancy payment comes through, it is small PADs for, to chip away at The Debt, then I'll make a big PAD :T. Jet9cat, please add £1.89 for me, to MBNA.

Although it is completely non MSE, I went for a lovely meal with my son yesterday to celebrate my last day at work after 11 years, spent £45 :eek::eek::eek:, but we had a toast, and he told me how much he loves me and how proud he is of me for staying at work despite all the problems and how he's looking forward to us having a great summer with lots of (free) day trips and museums etc. Brought tears to my eyes! :A

Keedie,
xx

Those times you can't get back. Precious times keedie....well done you!!!!

and I use CAP money for my budget though their DMP was impossible. CAP money took at least 6 months to get my head round but now just needs tweaking every so often

Och and the spreadasheet

Stress at lunch then I can breathe till tomorrow when DB has me on call all day for her new phone :eek: nuff said

E