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The end of procrastination and disorganisation.......
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I'm glad you're feeling a bit better from the chemo today
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Good luck with your PIP visit. You definitely deserve it. I hope you manage to find DS some trousers.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope the PIP visit goes well...thinking of you.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
The PIP meeting was stressful and I don't want to do it again. I can only wait and see.
It's been lovely for the past few days and today I've replaced the pipe from the sink to the drain outside. It's been missing for a long time and the path down the garden has become very slipped with greasy water from the sink. It's all do e now and I feel good. I get so frustrated with not being able to do lots but I managed to do this. I'm pooped now though. Oh and I already had all the bits in the cellar so it cost nothing.:T
I would like to achieve something else tomorrow but I will wait to see how I feel In the morning.
Next week I'm going to try to do some painting in the sitting room. With a couple of us it shouldn't take more than a day or two to do the walls if we take it easy. I can then focus on the woodwork. It's absolutely filthy so needs doing desperately.
I'm feeling positive at the moment so want to achieve what I can. If only I could make a dent in the clutter. Whatever I do there still seems as much. Someone is definitely pushing it up through the floor.:rotfl:
Have a sunny Sunday everyone. X1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Well done on fixing the pipe and for zero cost you should be very proud xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Sorry the PIP meeting was stressful Parsnip but at least it's done now. Good luck and I hope they find in your favour.
You're very clever to fix the pipe :T I wish I could do plumbing. I hope you're still feeling more positive tomorrow, I expect the sunshine helps.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Well done on fixing the pipe! That kind of task is always a combination of satisfaction at having finally done it, and annoyance that you didn't get round to it before
Hope you continue with your successes.0 -
Once again thanks for your lovely comments.
I've come to the conclusion I'm rubbish at this. I keep forgetting to update. Anyway I've been trying to focus on sorting the house recently. I'm not getting as far as I like but it's getting less and less.
Money wise it's difficult. I'm planning to back to work soon as I can't carry on like this. I'm currently on maintenance medication so it should be ok. I really, really need the money so have no choice. I'm still waiting to hear about pip but feel that I won't get it. I'm not going to start again though, it's not worth getting upset about.
Anyway, mum bless her gave me some money this morning. I've put it into my credit union account in case of future emergencies. 10% of all future incoming will be going to this fund. Whatever frugality it takes I want some emergency money once and for all.....oh and the debt gone.
I also got a load of seeds from @ldi last week so need to start planning to get them in.
I will try my hardest to be better at this and keep updating. Have a fab weekend ahead.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Aww parsnip sorry to hear you feel you need to go back to work so soon hopefully your work will be supportive
Do you know how long you need to wait for a outcome from pip??
I agree an emergency fund is a great idea, I wish I had more in ours but I want these debts gone first but with your situation it completely makes sense xx
Hope you have a nice quiet weekend xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Will your work be able to amend your duties to take account of extra tiredness etc?
I think you will have sorted even more at home than you realise - the difficulty being that what's gone is invisible so you take notice of what remains, instead. I'm still in awe of the way you just keep on working on it!
Lovely of your Mum, bless her. And saving for a rainy day is great.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
That is really kind of your mum and hopefully will give you peace of mind to have some emergency savings
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Sorry you feel you need to go back to work so soon. I hope as Cherry says they can make some concessions for you, like reduced hours or less tiring work.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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