Joined 31.05.16

Verbatim

Are you still checking out with the clothes in the on-line basket? You were waiting for payday.
Why not leave that until the end of the month and buy if you have money left over. It would give you an incentive to be budget aware throughout July. If you've checked your income and expenditure and haven't got enough can I suggest not buying the clothes ghis time?!
Best of luck with July. Only a few more months of the loan now.
V

Poor_Single_lady

I know Verbatim, I did buy them but 2 are going back and 1 will be worn a lot. Can't remember if i said- it was 4 dresses.
No more clothes!

Spent £15 on dinner and £9 in pub today.

Tommorow low/no spend.
Taking lunch in, then home.

Just 4 more loan payments.
Trying to bre

Poor_Single_lady

Break the cycle. Home tonight and dinner from kitchen. Same tommorow via shops to take back dress. Then sun glasses on and matching to train station avoiding any spending.

coastalchick

I like the idea of marching to the train station to avoid spending! I can see you looking quite incognito!!!!

Poor_Single_lady

I did Coastal. Very much. Didn't have spending urge today but am suffering with bills.

Spent £5 in Tesco.
Salad for home
Chocolate for work

I ended up taking all the dresses back- 4 in total because none of them suited me and 2 made me look pregnant (which I'm
Not) so back to the shop they go.

Drinks invite tommorow- would like to go but I think it might be expensive and better off not going- But it is with people at work who I would like to know better which is a rareity so I'm not sure what to do for the best.

Need to take lunch in Tommorow, managed it This week so far but need to do again.

Poor_Single_lady

Friday -Friday spending

Pub and dinner
£15 Dinner
£9 pub

Food Shopping
£23 Lidl
£25 San
£5 Tesco
£1 Tesco

Toiletries
£8

Things for flat
£15 shredder

Totals
£24 social/pub

Food shopping
£54

Toiletries
£8

Flat
£15 shredder

Total £101
Plus lots of bills including £22 essential work spend.
Need to stay strong.

Most of the bills go on Monday.
And It's a long time till payday.
A few lunches out next week and 1 night out. And a lot going on at work.

Poor_Single_lady

Spent more than I intended since Friday

£8 lunch
£5 Lidl
£7.75 m and s inc birthday card
£20 pub
£35 essential clothes (honestly)
£4 McDonald's
£11 boots - hairspray, tweezers, essentials.

£99 already eak
Plus lunch out tommorow
Wednesday - take lunch in then out at night
Thursday home - take lunch in
Friday home - take lunch in

Saturday and Sunday
Small food shop
Studying
Minimal spends


23 days to payday.

DaringToDream_2

Hi PSL,

Just catching up on your diary. I think you're in the same boat as me in that so much money is ring fenced for debt repayment, that you have nothing left for all the little things that add up each month. Once I've killed off my credit card my plan is to keep a bit of the money aside for essentials, and then put the rest into the debt, rather than put it all into the debt. That way I won't get stressed out about all the little things that i need to buy like toiletries. The same might maybe work for you with your loan money once that is paid off!

Hope all is well with you otherwise- I'm hating the sweaty London commute in this warm weather, dunno how you do it everyday!! Xx

[Deleted User]

I am the same this week, spent like a rich person but on a poor persons budget LOL

Will need to see the damage by the end of this week when all the card transactions come off!

Dxxx

KxMx

I've had a real spendy start of the month too! Now having as many NSD & LSD (under £5) as possible. Also cancelling some expenditure for now as really have spent more than enough in the past few days.