ESA OVERPAYMENT help urgent!

silvercat27

paragon909 wrote: »

It takes months because it will be dealt with a benefit delivery centre and they won't just have your friend case to deal with... Hence why they need years worth of bank statements to calculate against the benefit received so they can work out how much needs to be repayed and if a civil fine will be applied which is £50.

DWP will refer the case to debt management who will contact the claimant and start making repayments.

Once DWP work out how much needs to be repayed, Then you can start appeal process if you don't agree. And not before.

Ok il mention this to him but he does not understand the complexities of it il try to re-assure him
The best I can!

Torry_Quine

If he isnt able to manage his own finances, such that he didn't notify them of his savings it would be a good idea for someone to be appointed to look after them with the DWP or get POA. This would mean he wouldn't get into this position in the future.

silvercat27

Torry_Quine wrote: »

If he isnt able to manage his own finances, such that he didn't notify them of his savings it would be a good idea for someone to be appointed to look after them with the DWP or get POA. This would mean he wouldn't get into this position in the future.

Sorry what's a POA I'm in my 70's don't understand all this technology and technical jargon

Torry_Quine

silvercat27 wrote: »

Sorry what's a POA I'm in my 70's don't understand all this technology and technical jargon

Power of Attorney used to let someone else handle your financial affairs.

UKSBD

When he does know how much he has to pay back make sure he pays it back in a lump sum and doesn't choose to pay it back in installments (if given the option)

pmlindyloo

UKSBD wrote: »

When he does know how much he has to pay back make sure he pays it back in a lump sum and doesn't choose to pay it back in installments (if given the option)

Why?

Is there a reason behind your advice?

Ames

Presumably because if he pays it back in a lump sum it reduces his savings whereas paying in installments he still has the savings and so reduced benefits.

missapril75

silvercat27 wrote: »

I mentioned in a previous post, they've already started to deduct money...

Your original post made reference to already paying back £22 a week. It's been explained a couple of times now that this is a reduced rate of benefit because of the existence of £11k+ capital.

Someone even explained how the figure was arrived at.

It still appears you think the £22 is repaying an as yet unidentified overpayment. If I'm mistaken about that and you now accept it is a deduction because they now know about the money, saying they have already started to deduct it suggests you think they shouldn't have done it already. But that would simply increase the overpayment.

silvercat27 wrote: »

For one I'm not out of depth

I think you might be.

Either that or you might be our old friend Andy.

With your Mystic Meg and theatre answers, I'm surprised nobody else has suggested it.

marliepanda

Missapril the OP has mentioned a couple of times that they DO realise this is a 'current' dedication for current funds, and the overpayment hasn't been taken into consideration yet.

I think the fact they are 'annoyed' about them already deducting is what is confusing. As I said in my first post on this thread, someone with 11k in the bank is not going to be starving or cold because of a loss of £22 a week so I am not sure why the OP is being so dramatic about his deduction which is only going to get bigger VERY soon.

But again, even with a bigger deduction, he has eleven thousand pounds. It's all fine.

UKSBD

pmlindyloo wrote: »

Why?

Is there a reason behind your advice?

If he pays back £5k now he gets an extra £22 a week as he will be below £6k in savings.


If he pays back in installments he still has £11k savings so will remain £22 a week worse off.