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Extending our house without extending ourselves beyond our means

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  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Crochet is one thing I can help with PF - give me a shout if there's anything you need. :smiley:
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Crochet is one thing I can help with PF - give me a shout if there's anything you need. :smiley:
    Thank you cat I might just message you. Let me practice some more first. 
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Lovely to see your long newsy posts. Take care and keep being positive x
  • savingholmes
    savingholmes Posts: 28,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounding really productive - well done you!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    We've had a lovely few days. I made choux buns for the first time. Pastry needs some practising  😉 but it made enough for just 6 so that was better than a massive batch of something. Will try again when we have some more cream. Caramel sauce I made to go with them was super easy and could be made for other recipes too. 

    Had notification that BTL mortgage will be cheaper from next month. Will OP the difference on top of what we already OP, so need to go on bank and change it. 

    To do list is holding up well, have done a few more jobs off it. Ordered some free material samples which have arrived so need to spend time looking at them to see whether any are suitable for next project. 

    Planning on a bit more gardening this weekend. Tomato seedlings are looking poor after being planted on apart from 1 so may plant some more seeds. Have saved several yogurt pots to help with planting on the next batch of seeds. Courgettes and cucumbers on the other hand are thriving. 

    YN AB is being kept up to date, although it's particularly easy at the moment as we're not spending too much! Good to be in control though, feels helpful when so much at the moment is out of our control, even though it's a small thing. 

    Very thankful that an online butchers I was recommended to before all this started delivered to us yesterday. Organic English produce and some slightly more unusual items too. Hoping it tastes yummy. Will adjust meal plan accordingly as wasn't too sure when it was going to arrived. Have some bone marrow and bones in SC for a beef broth. They seem very reasonably priced too. 



  • savingholmes
    savingholmes Posts: 28,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds good. I found one farm shop where you can phone order and pay and they bring it to your car. There's another one nearby that I might look up and a butcher we could consider if we need to... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,101 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Choux buns with caramel sauce - that sounds absolutely delicious 😋

    Fortune x

    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
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