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Extending our house without extending ourselves beyond our means

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  • A lot of the schooling activities i have done have been more in terms of crafts and making...kid love it 
  • savingholmes
    savingholmes Posts: 28,937 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the idea of dressing up to eat at home and getting the kids to help with menu choices. They are good tips for using while money saving at any time. I too would be of the crafts persuasion but its all learning and hopefully stress-relieving which is important too.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Fingers crossed the self employment announcement tonight is helpful for you guys x
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Take care PF and friends, those ideas for making dinner special are lovely x
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Had our special meal. Leftover pudding more than enough for tomorrow too. It was most fun. We’ve agreed to do it every Saturday for the foreseeable future. 

    Made my own custard too. Very easy. Not sure I’ll be buying b1rds instant going forward.

    lots of housework done. Bit more to finish off tomorrow. 

    Got lots of knitting done today which was lovely and relaxing. 

    Great seeing the bank balance going no where too. Managed to get DH car renewal for £100 less than quote from previous and possible £20 reward coming our way. 

    Also £42 cleared on £co. Tempted to just take the cash rather than trade up for a gift card as I don’t want it to get ‘lost’ before I get chance to spend it but cash would be in the bank. 

    Nothing done on our to do list today, but hoping to tick at least 1 off tomorrow. 

    Stay safe peeps. 
  • savingholmes
    savingholmes Posts: 28,937 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I went through a plant growing phase - I may restart as I just found a big bag of compost semi covered by some plants down the side of my house.... Where's that whistling or red faced emoji gone!  >:)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
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