NST April - SPRING INTO ACTION

Calling14 · 29 March 2016 at 11:24AM

:T NST APRIL SPRING INTO ACTION

TICK TOCK - The Clocks have changed have you?

Welcome to the new Monthly NST (Ninja Saving Turtles) Challenge! NST's are a group of Money Saving challengers from across the UK who are always up for new money saving challenges, fighting our way to debt freedom, sharing tips and new money saving discoveries, general chat, support and good banter! This challenge is open to everyone- so please join us.

Have you been hanging around various challenges and not really putting 100% effort in? Could you do better? This month we are going to shake you out of hibernation as most of you have all gone too quiet lately, some turtles have buried their heads in the sand and disappeared, come back we miss you.

This month it is All about little things we can do to make our lives better, Aim is to have a happier less stressful future.

If you can reduce/cancel any of your bills make every penny count,
Stop all reckless spending. No coffee shops, Takeaways, Cakes, Chocolate – often sugar craving is a sign we are lacking certain vitamins. Look at your diet and by the end of this month we will fit into the clothes with labels on still in our wardrobes.
Make lists – Weekly action plan to do jobs at home, shopping list what you need and stick to it. Use up everything in your cupboards that has been there a while. Batch cook and freeze.
Can you earn an extra 50 pounds somehow, selling, overtime, crafting?

Prepare, plan budgets, get moving, the clocks have changed don’t just flake out in front of the tv at night, whole world out there to explore but it is up to YOU to do it.

This Challenge commences on the 1st April 2016 @ Midnight and closes on the 30th April 2016 @ 2359.
Rules
1. Aim for 20 SFD's (Spend Free Days) GULP :eek: Going to be tough month

2. Pay to your debt after usual bills. Live off whats left. YOU CAN DO IT. If you get paid weekly set monthly target to pay and be focused.

3. Set Budgets before the start of the month, can you use up food, loyalty points?

4. Check in daily to be accountable for your actions, the naughty step is waiting !

5. Unnecessary spends are unnecessary for a reason. Stamp them OUT please.

6. Plan, plan, plan what you are doing this month. How many nights out do you need? Can you do anything which doesn’t cost money instead? Can you get your little one to make a birthday card for a relative instead of buying one - simple things count!

7. Random acts of kindness, try for at least one a day. Be the annoying smiley person.:D

8. Donate to Foodbanks/ charity of your choice. Wont’t set an amount up to you what you can afford.

9. Treat time, you can either set some me time each day or treat yourself with a budget of 15 poundsfor the month. Whichever works best for you but chill out/enjoy life.

10. Don’t spend on credit cards. It does NOT cheer you up in the long run.

11. Review your DFD(debt free day) anything you can do to bring it forward?

12. Shake a tail feather – exercise walk, jog, kettle bells – whatever you body is up to at least 30-40 minutes a day. Exercise releases endorphins (happy hormones) which helps us deal with stress. Up to you set weight target for the month (in private or openly whatever gives you more motivation and check weight weekly(Friday)

These little things can change our future

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Now where to start? Put your name down, I will give you awesome turtles a number and let the challenge begin.
[FONT=&quot]We are all here to support each other and have fun on the way

Lets make April count:T[/FONT]

Calling14 · 29 March 2016 at 11:24AM

Reserved for Contenders.

1. Mothernerd
2. WelshKitty85
3. SpekySquarehead
4. Apple muncher
5. Jazee
6. Misstara
7. Cybertortoise
8. Mrs C....tobe
9. Fmess
10. juliejim
11. clippy_girl
12 crazy_cat_lady
13 Calling14
14 Thriftylass
15 greent
16 Eager_Elephant
17 crazy_lady 2009
18 Bobarella
19 Pollygarter
20 498louise
21 *snow*white*
22 erin_transport
23 dizzyblnd
24 bebby_n
25 GSRcat
26 Xspender
27 debtfreedolly
28 Dizzy Imp
29 -Selene

thriftylass · 29 March 2016 at 11:39AM

Thanks Calling!

Could I be number 14 please? Thanks

WelshKitty85 · 29 March 2016 at 11:40AM

Count me in please Calling

SpekySquarehead · 29 March 2016 at 11:45AM

Calling14 wrote: »

Have you been hanging around various challenges and not really putting 100% effort in? Could you do better? This month we are going to shake you out of hibernation as most of you have all gone too quiet lately, some turtles have buried their heads in the sand and disappeared, come back we miss you.

Yes!! That's me!!

I'd like join please! Despite having quite a hectic month with birthdays, an engagement party plus a weekend away I'll be doing my upmost.