Determined This Time

Desperate_to_be_debt_free

Well so much for my plans today, nothing quite went right. Didn't get to the skip, didn't get up the attic and didn't sort the surface. It seems the charger for the surface isnt working so I'll have to get another one, once I do that I can clear all the data off it and sell it. There's always tomorrow!

Desperate_to_be_debt_free

What an absolute waste of a day. Have done absolutely nothing but sit on the settee watching TV.

Have still not heard anything off ARC and the clock is ticking. If I don't hear from them by Friday I'll contact the next debtor on my list.

Only a few days until pay day and I have £12 left - how fantastic is that. Hopefully be able to pop that in the sealed jar if I don't need to use it before Friday.

Am still eating out of the freezer and will have a stock take tomorrow ready for my shop (with money off vouchers) on Friday. Taking grand-daughter to children's birthday party on Friday as well so will expect to spend some money if it's only on a birthday present for the birthday girl

Not spent any money today so that's good, let's see if it can continue tomorrow so that I can save the money in my purse.

anita55

I really must go through my freezer, sure we have plenty of little bits, trouble is I never label bits of bolognaise etc and don't no what they are so tend to just leave them there.


I find unless I get up from the settee after my first cuppa then its downhill all the way I just get more tired as the day gets on but moving about helps, even if for just a little while, but we are all different so that might not work for you.


Have a good evening


Anita xx

kittycashcake

A day in front of the telly isn't a waste of that's what you need xx

Desperate_to_be_debt_free

Well I'm still sat in front of the TV, your right Anita if I sit down that's the end of me. Tomorrow will be different, I'm going to get up the attic and sort the ebay/car boot stuff out and clear the ironing. Have to pick grand-daughter up tomorrow afternoon so there'll be no chance to do any work when she's here lol.

anita55

Me too have to take GS and friend to skating (paid for by other nan, thank god) and will do daughters ironing before (can't help her moneywise but try other ways and like ironing - I know werido)
we are leaving at 10.30 so will be up early and do it.


Good night Desperate x

Desperate_to_be_debt_free

Today is the day I go up the attic, no excuses just action. Am going to get some empty boxes and start filling them with things ready for a car boot sale. I may not do a car boot sale until the summer but at least the stuff will be ready to load into the car at the last minute should I need it.

Am also going to take some rubbish down to the tip on way to get GD. That'll be two items crossed off the 'to do list' and tidies up the house a bit.

Got no plans on spending money today so hopefully if the £12 still remains in the purse tonight it can make its way into the sealed pot. AM desperate to open in and see how much is in there but know that once its opened I'll be tempted to dip into it. AM telling myself to leave it alone as it'll be a nice surprise when I do open it.

Will keep you updated on progress throughout the day.....

Desperate_to_be_debt_free

Have been up attic and sorted stuff for car boot sale into boxes. Also put some more 'junk' up there and sorted the rubbish to go to the rubbish tip.
Will pick GD up later this afternoon and drop that off same time.

Feel as if I've achieved something today. AM telling myself I can feel good without spending money. Off to sort some paperwork out now and that's everything on today's list done and dusted

anita55

Well done for the attic job, mines a tip but when I go up there I'm there hours looking at photo's lol.


Its amazing how much better you feel for doing things on your list and ticking them off, here's to many more.


Anita

Desperate_to_be_debt_free

Well D day has arrived and I've not heard anything from ARC Europe! Plan of action is to move onto the next smallest debt on my list which is to DRS for £256.00. I am therefore going to write to them and offer them £120 as a F&F. I don't have that amount of money yet so I'm going to put in the letter that should they agree to this F&F then I will make the payment by 21st March which is my next pay day. Whatever I don't have by then will come out of my pay.

Not done very much today apart from take GD to a birthday party so feel as if I've wasted yet another day although I did manage to do some shopping this morning so all is not lost.

Off I go to contact DRS!