Sat/Sun 23rd/24th January - What small DFW things will you do this weekend?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• Jack-At-A-Pinch, cheap recipes ( Link )
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link)

Revised 31 Oct 2015.

allydowd

Hi, :hello:

Fell asleep on the sofa at 9pm and now can't sleep so decided to get up and do something 'useful'. Is watching 'Miranda' useful?!

* Bought a couple of secondhand DVDs in the charity shop today. I think I'm going to have to sell-on some soon, the shelf is over-flowing.

* Going to Glasgow later to see Cirque Berserk as I said the other day. Will try to spend responsibly.

* Did RMS Surveys. Got a £5 voucher in the post. Gave it to OH.

* Did i-Say surveys.

* Cleared emails.

* Did February budget spreadsheet. Backed up spreadsheet.

How is everyone?

Sanctioned_Parts_List

Afternoon, thanks for the start.

I spotted a news article this morning that E.on had just slashed their utility prices. I already did my annual utility switch just under 2 weeks ago, so a quick check of the dates showed I was still within the 14 days cool-off period. Half a dozen mouse clicks later, and that's an estimated £250pa off the utility bill for this year.

Kinda makes up for the boiler breaking down.

princess_pea

December? :eek:

princess_pea

Morning all, thanks for starting Ally
Great saving Sanctioned :beer:

Poochy woke me up early this morning so we've already been out for walkies, it's the same every weekend!
Probably a NSD today and a LSD tomorrow (fruit and veg)
Two cinema visits this weekend
I've sorted out poochy' treats she got for Christmas and will take the ones I know she won't eat to Mr S to put in the local animal shelter bin
Banking/ FPL to check
I need to make a start on two free online course I've signed up to - digital curation and film copyright! The copyright one is on the Future Learn website (future learn.com) and they have all sorts of free stuff if anyone is interested
Try and make a start on my PGCAP - I think this will be limited to some background reading and thinking about what I'm going to do!
OH sorted out a friend's computer yesterday who gave him £20 fuel money. OH mooted going for a carvery breakfast this morning so that would be nice! Other than that all meals from stores
Lots of housework to do!
Ring grandma and mam over the weekend

That's it for now

maria3104

����happy Xmas ally. You have just my day.
All quiet outside. No new babies. One mum is still having to be persuaded to feed her new. Baby!!!

4 loads washed cheap rate and 2 dried. Am now out of time and will leave the rest to tomorrow night. Love having 2 machines.
Cottage pie and spaghetti Bol made cheap rate.
Have fun doing frugal stuff everyone.
Maria X

PurpleFairy26

princess_pea wrote: »

December? :eek:

Good spot, I didn't even notice :rotfl: maybe I'm not awake yet

PurpleFairy26

Thanks for the start Ally, hope you manage to get some sleep later :hello: to all that follow. My list for today:

Washing on 30, dry on rads whilst on, airer after
DD to dance exam, no pack lunch required today , may take a cuppa as will have to sit in car.
Quick tidy through
One thing from January list
Check banking, surveys and £co
Text friend about order money she owes, seeing her on Wednesday
Place another order
Meals from stores

Think that's all, have a great day everyone.

crazy_cat_lady

Morning all
Thanks for the start Ally - hope you've managed to get some sleep. I haven't had a good night sleep wise either. For some reason kept waking up. Thankfully I don't have a massive amount to do today so I should be able to do a bit of relaxing...:rotfl:
:cool2: Check banking and PAD
:cool2: LSD (we need cat food)
:cool2: Investigate bulk purchase of one month of cat food in one go
:cool2: ds to his football match
:cool2: both boys off to watch Sunderland lose
:cool2: 2 things from annoying jobs list
:cool2: get kids to help around the house
:cool2: all meals from stores
:cool2: crochet
:cool2: exercise
:cool2: Only go to BM and charity shop while we're out
:cool2: try to put next month's budget together
:cool2: do not stress out

Archer0710

Morning everyone

I've been reading this thread for a while and plucked up enough courage to post. I'm terribly lazy and financially incompetent so I find I need lists for motivation.

I've been following the basic principle on paper for a few weeks so my list for today is:

- Walk dogs (who are pestering already)
- Clean kitchen and bathroom floors where dogs have mud skated round them! Love winter :-/
- cash lottery ticket, husbands relative gave it to him and it has £5 win on it
- pay £5 and another £5 change found round the house into my b@rclays account
- sort out some paperwork in the filing cabinet. I'm drowning under paper in my office
- find Halifax ISA paper work in the above to set up £200 HTB ISA.
- begin to set up budget paperwork. I'm very bad at this as it makes my brain spin. I tried YNAB but this was a disaster.
- check energy supplier. I saw ML programme last night and it came right on top of my bill. We pay £95 combined for a modern 3 bed detached and it seems high?

So that's my list to accomplish today. I'm also going to try to persuade DH to open a spare current account to try the switching circle but he's a bit reluctant to change things. Up until I met him he was still using the account his aunt opened for him as a baby!