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Milann's life keeps getting in the way.......
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Just do what you can and take it easy. That's what retirement is about.
Credit card One :£926.60( Oct 21 )(Nov 21 vet bill disaster), £999(Jan 22), £974(Feb 22)
Credit Card Fl :£739.26 (Oct 21)£763 (Nov 21) , £590(Jan 22), £298(Feb 22)
Savings target C.U. £1000(£410 Oct 21)(£610 Nov 21)
Savings target Bank £500 (£10 Oct 21) (£50 Nov 21)(£60 Jan 22)(£80 Feb 22)
Credit Union loan paid off. Now for the funeral plan...2 -
Listen to your body. Doing can wait until another day.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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I’ve just had a letter from DWP. I am now in a support group which will give me extra cash. I’m presuming this is a result of the medical assessment I had a couple of weeks ago. It’s a whole new world to me. But it’ll make life easier 😌January spends - £587.583
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Good re the letter.2
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Oh that's good news from that letter then Milann - it all helps, doesn't it!!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Good news from the letter , pleased to hear.Life is an adventure, never stop exploring.2
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Good news on the SG.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Am I right in assuming the 1 year limit doesn’t apply if you are in the support group for ESA. From what I’ve read about it - I think this is the case?January spends - £587.581
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Mr SA has been in it for 9 years.milann said:Am I right in assuming the 1 year limit doesn’t apply if you are in the support group for ESA. From what I’ve read about it - I think this is the case?I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
Just been for my usual walk….it was an effort today. I need to make myself go out everyday and put a bit more effort into Slimming World. I called in Morrison’s on my way there and ate a small fish and chips ( minus the batter) in the cafe - completely spur of the minute on the way there and Aldi on the way back door milk and cold meat and forgot the 1 thing I really needed…..butter 😳 I’ll nip back out to Morrison’s later as we’ve run out. By the time I’ve bought the butter my February spends will be £10.
I could have so easily spent the day in front of the tv as I did yesterday…..I need to keep making myself do things 😏 as I’m slipping into bad habits when I’m in on my own 😳January spends - £587.582
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