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Milann's life keeps getting in the way.......

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  • beanielou
    beanielou Posts: 95,607 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    milann wrote: »
    It’s tricky sometimes Beanie but I know it could be a heck of a lot worse....I need to remind myself of that and get doing what I CAN do instead of moping around - which I’ve been guilty of recently.

    Not to worry.
    We are all like that sometimes:o
    Not being at work won't have helped.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It is natural to be sad and anxious about what you can't do / fear you can't do but it is good to see you celebrating your progress to getting better too. Have a good week.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Sun_Addict
    Sun_Addict Posts: 24,078 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm like you and try to focus on what I can do rather than think about what I can't (related to Mr SA's health issues not mine). Sometimes though you just can't help thinking, especially when you see what others are doing and it doesn't seem fair. Then you realise there's always someone worse off than you and move on. All progress is good so here's to more of that :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Your day by the seaside sounds lovely Milann :).

    I agree with what SA says, it is hard for you and easy to compare yourself with others. But try and focus on the positive.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • The weird thing is that it’s easier to mend an injury than to rebuild confidence. Just don’t push too hard and you’ll get there. Well done on the giving back
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Thanks everyone.
    I took my granny basket on wheels :o:D around to Morrison’s (literally around the corner - less than a 5 minute walk) I bought a few bits I needed and have come home and been tidying up. A teacher from school might be popping in tomorrow or Wednesday and she hasn’t been here before so want it reasonably tidy. Not sure why I’m nervous about her coming round - she’s lovely and wouldn’t care what the house is like as she’d say she’s coming to see me not the house. But it’ll make me feel better if it’s a bit tidier.
    I’ve taken a piece of pork from the freezer and hope to surprise dh with a nice roast dinner- frozen roasties and veg as I can’t peel them yet and he’ll have to take the meat out of the oven :rotfl: but it’ll save him cooking after work. It was quite cool here this morning when I decided to use the oven but has warmed up considerably so I’m slightly regretting my decision now.
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,607 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your tea :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It’s smelling rather delicious - hope it’s nice and tender :D
    January spends - £587.58
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Milann - enjoy the roast dinner. I know what you mean about food choices and the weather as I he programmed two roast dinners a week during summer.... what was I thinking? Ease of preparation.. .
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Was a very tasty tea and crackling was soooo good. It’s feeling good to be able to do bits in the kitchen again - even if I did need some help with lifting and carving :beer:
    January spends - £587.58
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