Dancing in the Rain
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There are so many things I want to achieve this year. I will list them all in my bullet journal but here are the goals most relevant to this diary
Debt
-PAY OFF ALL DEBT IN 2017
-Earn £2000 additional income
Creating more time (as I will have an additional job)
-Giving up two soaps on TV
Keeping my spirits high and creating joy whilst I debt bust
-Go to the theatre 12 times
-Bake my godson a cake in my new oven (first get a new oven)
-Swim in the sea
Investing in my house
-The second bedroom will be decorated, floor sanded, bed in there and it will be beautiful
-bathroom pipe fixed
-new bathroom quote
Staying healthy so I can reach my debt targets
-On work days, walk to and from station instead of getting buses at least one way every Friday and Saturday
-Walk 5 flights of stairs when at work
-Continue with my intermittent fasting so staving off diabetes and continuing to reduce my weight.
-Use my garden as a green gym and create a beautiful garden
I am raring to go and hope you are too
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
NSD no.2 for me this year!
Today I struggled with not buying the handbag that I still want AND will be great for work AND is now reduced by 30% AND for which I have a credit of £30 so instead of costing £150 I will pay £75. JUST SAYING…;)
I worked on increasing my income by:
--completing 75% of a proposal that doesn’t need to be in until January 20th
--completing 20% of a job application (second job application) that needs to be in by January 4th
I made healthy food decisions today
Feeling ( a little bit) sorry for myself as I would LOVE to join a gym but the very best deal cannot be justified and takes me away from my DF target. I don’t know why I spent hours considering this when there is no hope…Once I am DF this will be a priority as I love to swim and I see this as an investment in myself.
I hope you had a positive day today and if not do something nice for yourself as a little treat
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
I really wish I hadnt read this, you have reminded me of a bag I ha ve fallen for.
Gyms are a good ldea if you commit to going. If you love swimming and know you will go its probably the better idea.
Good luck with the proposal and job application.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
You should maybe check any public health initiatives. I've just signed up for my second ten week course of twice weekly coached jogging for free.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 8lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 42.4% through my pb challenge.0
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Thanks guys, I have access to free and/or cheap exercise so I won't be joining a gym/health club but it's the swimming whenever I fancy, I miss most. When I am DF i will rejoin. Something to look forward toIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
Happy new year
Sam xx
Oh I'd really be tempted by the bag too!!Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟0 -
moneyonmymindsam wrote: »Happy new year
Sam xx
Oh I'd really be tempted by the bag too!!
Can you believe the beautiful bag instead of being decreased further has gone back to full price:eek: I got my leather cleaner out and spruced up an existing tan leather bag that is too heavy but will do until said bag is half priceIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
I had a full blown migraine on Tuesday night all the way through to today. It is on the wane now. The form I had been completing for my new income stream, so very nearly completed after hours of work was not finished as the deadline was yesterday morning when I was out of action. I have lost an opportunity there. So, writing the proposal for tutoring now as that was my plan B.
Today will be my 4th NSD this month/year.
Soup made
Washing done X2 and on the line.
I decluttered my scales a few months ago. They were taking up space and I had a bad relationship with them. If I went down in weight I would think I could ease off. If my weight went up I thought ‘all that work and I am still putting on weight.’ I want my brain to accept ‘this is just the way I eat now’. This approach seems to be working as my weight is decreasing nicely
I hope your day is going well
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
Just popping by..love the goals and boo to the bag
Have a great weekendMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I nearly bought the bag. :eek:
I got as far as actually putting the much coveted bag in my basket and tapping in 2 digits of the long number. Then I stopped and logged out. I had a strong coffee and then reminded myself: A NEW BAG WILL NOT CHANGE MY LIFE BUT BECOMING DEBT FREE WILL.
I am on 5/31 NSDs. My target is 15. I can’t be bothered to join a challenge, so just going to log them on my diary instead.
I am craving chocolate but I will survive until tomorrow, too lazy to go out and don’t want to spoil a NSD
I WFH today and made chicken stock, a chilli, some quinoa and prepped some burgers too
Loads of washing up done (bore)
Sending something back to get a bigger credit on my favourite shop account so if the bag goes down in price I have enough credit to buy it. Obsessed? Moi? :rotfl:
Have a lovely weekend
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000
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