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Dancing in the Rain

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  • doingitanyway
    doingitanyway Posts: 10,055 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    edited 12 December 2017 at 3:44PM
    A WFH day so dishes washed several times to deal with the backlog, cooker cleaned, new soup made, stock for the fridge made. Downstairs floors swept, washing sorted…Blah, blah, drudge, drudge. ;)

    As I (fingers crossed) approach becoming DF I am thinking…

    It is interesting to see different people’s attitudes to getting debt free. We will all get there, but we all take different roads. Scenic routes. A roads, B roads.

    I think children are an important consideration and with little ones I can understand not wanting the DF journey to impact on their lives too greatly. The time available with little ones will never come again. I would do it differently with children.

    For others they will stop off at a motorway cafe to refuel.

    Not me.

    I will be arriving (bar any emergencies) in a few months time slumped over the wheel with exhaustion but with the biggest grin on my face. But I don’t mind. I don’t mind at all. :D
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Not me.

    I will be arriving (bar any emergencies) in a few months time slumped over the wheel with exhaustion but with the biggest grin on my face. But I don’t mind. I don’t mind at all. :D

    And rightly so and well deserved, you've come a very long way :D:D x
  • doingitanyway
    doingitanyway Posts: 10,055 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    And rightly so and well deserved, you've come a very long way :D:D x
    Aww thanks Purplemum :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • :T

    Don't forget you are already MF, so well ahead of most people setting off on their DFW journeys.


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • doingitanyway
    doingitanyway Posts: 10,055 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    :T
    Don't forget you are already MF, so well ahead of most people setting off on their DFW journeys.
    Rosa xx
    Thanks Rosa. :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    A WFH day so dishes washed several times to deal with the backlog, cooker cleaned, new soup made, stock for the fridge made. Downstairs floors swept, washing sorted…Blah, blah, drudge, drudge. ;)

    As I (fingers crossed) approach becoming DF I am thinking…

    It is interesting to see different people’s attitudes to getting debt free. We will all get there, but we all take different roads. Scenic routes. A roads, B roads.

    I think children are an important consideration and with little ones I can understand not wanting the DF journey to impact on their lives too greatly. The time available with little ones will never come again. I would do it differently with children.

    For others they will stop off at a motorway cafe to refuel.

    Not me.

    I will be arriving (bar any emergencies) in a few months time slumped over the wheel with exhaustion but with the biggest grin on my face. But I don’t mind. I don’t mind at all. :D



    Well done on your total determination & grit to keep going.
    You will be in an amazingingly awsome situation of being mortgage & debt free.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,055 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Drudgery
    Dishes X3, cooker hob, floors swept downstairs. Bedroom cleaned and lightbulb changed after no light for since forever!

    Food
    Made some pretty good spiced hummus with coriander and sun dried tomatoes
    Made a lovely lunch for taking to the office tomorrow
    Made a small rack of lamb YS £14 to £3 and gorgeous

    Future self
    Another poster drew my attention to being just as careful with our time as we are with our money.

    So, I am going to leave the safe shore of college work and just stick to private work. I dislike the politics and paperwork of colleges. I have one more course to deliver.

    I am not going to pursue a further qualification that will support me in something I don’t want to do anyway. I already have a spare degree in a subject I did not think through.:o

    My plan is in the new place (2019) to run workshops from there. Many of my friends do this already but in a home of disrepair it isn’t an option. If I also have a lodger full or part time. Combined with no debt or mortgage I should be able to go down to a 3 day week eventually and still live a comfortable life ;)

    Fixing the house
    Soon I will no longer be able to hide behind the fact I am repaying debt to avoid house repairs and tradesmen coming in. I don’t know how the hell I will manage this next step. Becoming fearful again…

    So that is me today: hopeful and fearful…

    I hope your day went well reader :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Future self plans sounding good :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,055 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Okay so my new YS strategy is to go once a week to a store where no one competes (read snatches or behaves badly) where I can just do a high protein shop and leave. Today I timed it right. I left work early to get there before the scrum :)

    This way I can still YS shop and not squander my time waiting for reductions

    So, with my £20 budget I bought…

    Mini pies 1.40 35p

    Chicken breast escalopes 4.50 1.40
    (piri piri) X3 packs (13.50) (4.20)

    Boneless chicken breast
    roast and jus X2 6.00 1.90
    (12.00) (3.80)

    Smoked bacon X3 4.50 1.15
    (13.50) (3.45)

    Angus mince 3.50 90p

    Rare beef slices 3.50 90p

    Stuffed bacon wrapped
    turkey slices 4.00 1.00

    Antipasti X2 3.25
    (6.50) 2.25

    TOTALS £57.90 for £16.85

    My new 1,000,000th idea to on the SAME SUBJECT :eek: was inspired by other diaries. So I am going to try a MrM shop fortnightly, especially if I can get their veg box. ;) This should cut down the number of times I need to go into a supermarket to 1 or 2 times a week.

    So, a new system to take into 2018. Let’s see how long it lasts ;)

    I hope you all had a good day
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    I am going to start try YS shopping occasionally. Our local little Mr S has some good bargains quite often. I may try going to Mr M and checking there's out as well.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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