Dancing in the Rain

doingitanyway

Sunday is the one day I can wake up and not have to do something or be somewhere. :T:T

I had an international phone catch up for an hour on the phone, then a catch up with another friend for an hour. Then Corrie catching up on the omnibus.

Had leftovers for breakfast, as I had run out of eggs, but it was a late breakfast so it was fine.

The house is a complete wreck but I am planning to stay home today and listen to podcasts and clean and sort.

I am having a NSD day today after spending too much yesterday.

I just lit the last of a posh candle.

Feeling chilled today as I am having the kind of Sunday I like to have.

I hope you are too

System

DIA my kind of Sunday definitely. Been in my pjs all day . Enjoy the rest of your day at home .

beanielou

Glad that you are enjoying your Sunday

RosaBernicia

Eek to work spends. Are you able to plan these in advance, DIA, or are they last minute?

Well done on your frogs and hurrah for lazy Sundays.


Rosa xx

doingitanyway

RosaBernicia wrote: »

Eek to work spends. Are you able to plan these in advance, DIA, or are they last minute?
Well done on your frogs and hurrah for lazy Sundays.
Rosa xx

You are right to raise the eek spending Rosa. I did not plan for it. If I had a proper budget I would have PRESENTS and SOCIALISING set up as expenditure and all would have been accounted for.

Over the next few weeks I am going to work on a budget. Not YNAB by the way, even you have issues with it so for me it is a no go.

I am also going to set up a separate account for spending and keep one for bills and standing orders

Thanks for keeping me accountable.

I hope you had a good Sunday

RosaBernicia

doingitanyway wrote: »

You are right to raise the eek spending Rosa. I did not plan for it. If I had a proper budget I would have PRESENTS and SOCIALISING set up as expenditure and all would have been accounted for.

Over the next few weeks I am going to work on a budget. Not YNAB by the way, even you have issues with it so for me it is a no go.

I am also going to set up a separate account for spending and keep one for bills and standing orders

Thanks for keeping me accountable.

I hope you had a good Sunday

The eeking is mostly just because to me it seems a lot, especially when you've said before that you end up contributing more than your actual share. But I may not be a very fair comparison as my work people aren't very sociable! - and have always been very good about not creating financial pressures on staff. Anyway, much easier to handle if you have an idea in advance.

YNAB is behaving itself better now, it may just have been an issue with the revised credit card set up. I'd have been much less cross if they'd warned me it was coming. However, before I had YNAB I just used a spreadsheet and that worked fine - with a bit of effort I could probably have added in categories. So long as whatever you use works for you, it's doing it's job.


Rosa xx

doingitanyway

RosaBernicia wrote: »

The eeking is mostly just because to me it seems a lot, especially when you've said before that you end up contributing more than your actual share. But I may not be a very fair comparison as my work people aren't very sociable! - and have always been very good about not creating financial pressures on staff. Anyway, much easier to handle if you have an idea in advance.
Rosa xx

I must reveal more about myself than I know as you have hit the hammer on its head. I bought a round when it wasn't my turn to do so. I just act as if I have more money than I have!
I paid for the flowers and card but told my colleagues 'not to worry' when they should have given me £5 each back and I suggested the present in the first place and then lost control of the budget so it went to £42 instead of £30. OK, a budget would have made it better but I need to take responsibility for my Lady Bountiful ways

parsniphead

I think you're a kind person who likes to give but it does seem like that others can take advantage sometimes. I and many others would have insisted on paying our share. Its very hard sometimes to ask for money back, but you're living on one wage and and afford to cover costs for others.

Time to get tough.;)

RosaBernicia

doingitanyway wrote: »

I must reveal more about myself than I know as you have hit the hammer on its head. I bought a round when it wasn't my turn to do so. I just act as if I have more money than I have!
I paid for the flowers and card but told my colleagues 'not to worry' when they should have given me £5 each back and I suggested the present in the first place and then lost control of the budget so it went to £42 instead of £30. OK, a budget would have made it better but I need to take responsibility for my Lady Bountiful ways

Um, I am/ was the same. I've lost count of the times I bought thoughtful and expensive Christmas and birthday presents for people who have never done the same - in one case, actually losing the gift before we'd left the restaurant - and I always joined in rounds even when I knew I'd only want two drinks in the evening not the 7 that I should have if the rounds system actually worked! All while scrimping and denying myself things because I was trying to get out of the credit card hole, and all that time given up for finding the right gift and organising cards etc when doing a full time job and studying too!

People really don't mind if you change though - I have given up regularly buying presents for all but one friend and now meet people for a nicer meal which saves either of us the stress of choosing and wrapping etc (and we split the bill, the expectation is clear because I offer the suggestion of doing that instead of presents in advance). I do still often buy things for others, but that's not in expectation iyswim - it's people who I buy presents for when I see something that suits them, and know they won't be at all bothered or even notice if I don't send a present with this year's Christmas card like last year. And it's not unreasonable to expect contributions to work gifts if it's clear and if you allow people to duck out quietly if they need to. I generally dodge rounds of more than about 3 people by just saying I'm still dithering or I'll be heading off early so don't want to confuse the system.

Also, from the other side I noticed that it's OK to accept someone buying me a coffee etc, sometimes it looks ruder to insist on paying them back for small amounts or wandering off to a cash machine rather than accept a genuine small kindness

But it seems I am lucky in having thoughtful and frugal colleagues and friends... maybe I've just weeded out the others by now :rotfl:


Rosa xx

doingitanyway

parsniphead wrote: »

Its very hard sometimes to ask for money back, but you're living on one wage and and afford to cover costs for others.
Time to get tough.;)

Thanks Parsniphead. You are right and a change is coming!

RosaBernicia wrote: »

Also, from the other side I noticed that it's OK to accept someone buying me a coffee etc, sometimes it looks ruder to insist on paying them back for small amounts or wandering off to a cash machine rather than accept a genuine small kindness

Yes Rosa you make an excellent point here. Another thing I struggle with. Awareness is all. Onwards and upwards