Living with a hopeless spender.

supersavershal

Right the £200 has been paid back to the credit card so I can breathe again, in a way im glad it distressed me so much to use a credit card for cash.
OH has done loads of overtime this week so that will help us to pay the deposit for our holiday which is due next month.
Ive had £15 quidco cleared today so things are looking better.
This is our finances all over one month we have lots of spare money and the next we are skint, Oh calls us boom and bust, but then he would.
DS has gone back to school today so I can get back into my routine.
Today I need to do my online shop and post an ebay parcel.

amyandjon

hello sweetie its nice to get back to the money saving board i worked yesterday it was tiring and i felt like i hadnt had the time off up to date with all payments oh has had lots of calls so this week and next an extra 300 quid coming in hehe.... so thats nice ..... im on a green day today so i had cereal :P couscous coloured salad for dinner and for tea we are making something that i can take to work tomorrow hehe cutting the cost and all :-) so things are looking up.... i gave my dad some sterm advice he was thinking of buying something that was pricey on his credit card and paying it when he sold something so i said nope he should wait he wouldnt want to pay the bill once he had cash in his hands and he listned i just hope he doesnt go and spend hehe still havent recieved my cheque from teh phone company cheeky bleeders hehe speak soon lovey chin up and keep battling xx

supersavershal

Hi im back to update.Ive got ten minutes - kids have gone to a party with my brother and SIL and OH is at work.
I have just got my quarterly gas bill it is £133 so not as bad as I expected, I have the money aside to pay that.
OH and I have done most of the childrens christmas shopping, just the extended family to sort out now.We were quite lucky OH workplace has started a flexi working scheme and for those that opted in there was a one off incentive payment of £400 so we used that for christmas.
I was a godmother for my nephew last week but I was really good and used the outfit I bought for the wedding in August.
I paid £200 off my holiday last week and I am hoping to pay another £200 next week.
I had to buy DS new school shoes last week as he has totally destroyed the ones he got in September so that was another £25.
OH has been good with spending lately, he willingly handed over his incentive money with no talk of star wars figures but he does want to go to the pictures this weekend to see the new james bond film.
I have been feeling really fed up lately and I dont know why, house feels a mess, garden is a mess even the car is a mess and hasnt been valeted for months.I need to pull myself together I have a lot to smile about.
Im off to work soon so have a good friday, happy halloween.

fudgecat

I have read this entire thread with a mixture of recognition and disbelief. Recognition because some of my husband`s behaviour (which I thought unique to him) seems to be repeated - admittedly in a much more extreme way- on posting after posting. Disbelief in the outrageous behaviour that seems to be tolerated by the female posters, often with the implicit excuse that their partners are male - as if this was some sort of license to return to an utterly selfish and childlike stage - emotionally about 3-4 yrs seemingly.
My husband is not good with money, so after 30 years of marriage then sensible path seemed to be to leave it to the Martin Lewis accolylte - me.
Arguments ensued about his contribution to the household budget - £700.00 a month. For that he gets to live here, have council tax, gas, electric, water, TV license, insurance, mortgage and food paid for - all of which come out of my salary. I also save for us. When he decided this left him with hardly any money of his own, I looked at the mobile phone bill, internet and his car insurance and cut his bills by about 30%. When he still thought £700.00 was too much, I told him to find an alternative (and meant it). He decided it was indeed fair.
The liberation for me was in realising that, lovely man though he is with many, many redeeming qualities, when I offered him the ultimatum I meant it. That realisation is indeed female liberation and I heartily commend it to others on this site!

supersavershal

Ive had a bit of a shock this morning.When OH went into work they were called into a meeting, there is to be 70 redundancies, he is OK at the present but Its a shock and I just feel that if they have made 70 redundant there could be more.The redundancies are in a different department to his and are mainly higher grades but it just makes you feel a little insecure.
I have been sat here this morning thinking about how the world has changed in the last year.The credit crunch, the house price crash, the withdrawal of lots of mortgage products.The news is full of doom and gloom, redundancies and even my employer is doing reviews on all departments to see if they can save money (they call it reviewing services).
Is there no good news in the world?
Its made me feel really fed up.

Happytogetdebtfree

keep your chin up love things can only get better they need to..... ive come in to some money its going straight to the wedding fund... oh got a new job with a big payrise im sending my luck vibes your way :d but send them back if i get an interview for this new job hehe x

supersavershal

Happytogetdebtfree wrote: »

keep your chin up love things can only get better they need to..... ive come in to some money its going straight to the wedding fund... oh got a new job with a big payrise im sending my luck vibes your way :d but send them back if i get an interview for this new job hehe x

I have only just realised who you are honey, by your sig.When did you change your username?

Happytogetdebtfree

ai i changed it ages ago i was scared somebody might know who i was lol :P i dont want them knowing about my situation hehe xx:rotfl:

supersavershal

Happytogetdebtfree wrote: »

ai i changed it ages ago i was scared somebody might know who i was lol :P i dont want them knowing about my situation hehe xx:rotfl:

Totally agree, I worry about that too but I have another user ID which I use when I think I might be identified by personal things.

Paulgonnabedebtfree

Not wanting to start the battle of the sexes here but this frivolous spending stuff isn't gender specific. Although I have been guilty of it, I tended to do it on smaller things. My ex cohabitee was frivolous with ermmmm rather larger items. I was too soft and took the brunt of the debt on. Mug, eh?
I walked quite a few years ago. I didn't walk to protect my finances. I walked to protect my sanity.