M&S Switch voucher now £220

Katiehound

and I've got a different question! I'm not a great M&S shopper, for one thing it's not that local to me.
My question is does the money card have an end date ?(or the cash on it?)

I have an a/c I could switch but would need to set up DD x2. I can also cycle the required income round... I would just prefer a cash reward!!

colsten

Katiehound wrote: »

and I've got a different question! I'm not a great M&S shopper, for one thing it's not that local to me.
My question is does the money card have an end date ?(or the cash on it?)

I am sure it's buried in the T&Cs somewhere how long credits on M&S cards last. I normally just do some food shopping with M&S vouchers / card credits.

Does their home delivery for certain items appeal? http://www.marksandspencer.com/s/delivery-and-collection?OmnitureRedirect=delivery&ddkey=http:MSFindItemsByKeyword#a

jimjames

Fortunately one bank I've not done a switch to yet.

I don't have any spare accounts at the moment, any recommendations for the easiest/quickest account to open online to use as a donor?

colsten

whitesatin wrote: »

If I change my bank to, e.g. M&S, I understand they will pay my direct debits etc. but do I have to inform my teacher's pension and state pension people or will they be automatically paid in?

Under the CASS, the bank will inform all your incoming payers (?) of your new details for the next 36 months, and they will redirect any incoming payments to your new account. You can make it doubly-certain by confirming your new bak deatils with your pension provider(s).

Read more on http://www.simplerworld.co.uk/Pages/home.aspx

colsten

jimjames wrote: »

Fortunately one bank I've not done a switch to yet.

I don't have any spare accounts at the moment, any recommendations for the easiest/quickest account to open online to use as a donor?

Now there's a lucky beggar, and I envy you!!! But::::: JJ - you, of all people, have no spare accounts / questions on how to get them ??? Apocalypse now. :eek:

OK. I picked myself up off the floor (barely), and I wasn't laughing. I just collapsed. JJ and no spare accounts to switch. I never. Moving on....Best donor account source is a provider you already bank with, if they allow you further accounts (e.g. any RBS Group, any LBG, Nationwide etc etc). Second best is to get an account with them - I'd choose Nationwide myself, as I have always found them cooperative to multiple account holders. Natwest etc are very helpful too.


And as you are already a Tesco Bank customer, you won't have any difficulties with the required DDs, will you (but if you have, pls PM me for the way out)

tg99

jimjames wrote: »

Fortunately one bank I've not done a switch to yet.

I don't have any spare accounts at the moment, any recommendations for the easiest/quickest account to open online to use as a donor?

I've found Santander and Halifax were v quick and easy when opening further accounts with them. And quickest/easiest one where did not already have an account was RBS Select as verified ID online at time of application via passport number and credit card so got provided with bank account and sort code numbers at end of application with debit card arriving just a few days later.

MDMD

Katiehound wrote: »

and I've got a different question! I'm not a great M&S shopper, for one thing it's not that local to me.
My question is does the money card have an end date ?(or the cash on it?)

Normally 2 years from last use

http://help.marksandspencer.com/support/products-services/gift-card-expiry

Rich2808

prosaver wrote: »

is m and s
a online bank or is the bank in the store?

They do have around 30 branches in M&S stores across the UK - but you can bank online solely if you wish. However their online banking isn't great and you need a secure key to log in every time.

http://bank.marksandspencer.com/explore/about-us/branches/

Dird

Damn I did this in July but I closed my account in October & since then I've moved house.

Decided to try my luck although it will probably fail...differences:
First name (includes middle name), email address, mobile number, salary, current address (but previous address might flag it up)

jimjames

colsten wrote: »

Now there's a lucky beggar, and I envy you!!! But::::: JJ - you, of all people, have no spare accounts / questions on how to get them ??? Apocalypse now. :eek:

As shocking as it seems, yes I confess I have no spare accounts! With a flurry of switches last year, netting another £400 from Nationwide I now only have accounts that I actually want.


Additional Halifax account opened today though, very seamless process so now all in process to do the M&S account. Fortunately I have many, many DDs so no problems at all with that aspect!