NST - January. Bobs post bauble debt busting challenge

apple_muncher

Today I am grateful for dried milk, for a gorgeous moon, for Star Trek, for my family, for my job.

Fmess

Congratulations mothernerd

Yesterday and today were spendy days, having a bit of a mood slump at the moment. Be back when I'm a bit more upbeat.

crazy_cat_lady

Hi everyone
Quick check in to declare nsd 8. I've been hit full force with the January blues today so not feeling good. It doesn't help that I'm not sleeping well so I'm pretty emotional and irrational. Just trying to plod through it and hope it passes soon.
No luck with wombling or much money saving today but the fact that I have made it through work and home in one piece feels like an achievement to me.

Money_Minx

Hi I would like to join in please and as a new person - all of the signatures look interesting but I dont know what they mean or how you join them - are they groups? Forums? Can someone please explain it simply to me. Thank you.

I would like to be able to join something I can visit regularly and put my total debts down and how much I have paid off each time I visit. I also sell stuff regularly, do Quidco (aiming to earn enough for the TV Licence with it) and am saving up an emergency fund. I would like to join in with some of these interesting signature things but do not know how. Can someone help?

Mandy

Justforme

Evening all, firstly congratulations Mothernerd on being debt free, hard work def pays off it seems.

I think I may have finally had a true lightbulb moment today. I was on a gotta get it all paid off road ASAP never mind other bills or other household needs, but I spent a very quiet shift in work setting up minimum payments on a catalogue account I have and a credit card just in case I forget one month, rejigged finances to clear outstanding bills and made a plan of regular payments to clear a credit union loan rather than spend every penny we have to clear it this month, also set up a direct debit to pay council tax as it physically makes me feel bleurghh paying it in post office. I now feel more organised and can still clear all our debts we are able to clear early before the end of April.
cadged a lift home from work tonight, so clocked another NSD today.Onwards and downwards hopefully before the snow comes to Wales x:D

themarsbargirl

Nsd 8 today. Slept a lot of the day after a sleepless night.

dizzyblnd

Nsd 9 today. My January mojo has faded. Feeling deflated today.

CEW

Congratulations Mothernerd really pleased that things have finally come together for you regarding the house.

Having said yesterday that the next few days should be NSD's today turned into a spend day. The grand total of £4 for some dog food. Have some cooked down for them in the freezer and was going to cook another batch and use some of this today but we got called out on an animal rescue and I ran out of time. So still on 5 NSD's so far in January.

Chez x

dizzyblnd

Ccl I totally know how u feel.

Bobarella

Fmess wrote: »

Congratulations mothernerd

Yesterday and today were spendy days, having a bit of a mood slump at the moment. Be back when I'm a bit more upbeat.

Sorry to hear that Fmess. Hope your dog's will give you lots of dog hugs and cheer you up.