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The "Save 12k in 2016" Thread!

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  • Aliliva
    Aliliva Posts: 178 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    Just sent out the form for this month: both my H2B ISA and the regular saver cashed in my SO :)
    I miss a bit those extra £1700 from my bank account: it's been a while since I last saw less than £2000 in it!
    GC £~~/300
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Dird wrote: »
    boglehead robbed a bank this month? :eek: Some of the figures seem quite random e.g. £15k target, £11k declared in Feb xD odds of meeting the target just shortened to 1/200



    Who's boglehead?
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • RichyRich
    RichyRich Posts: 2,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Checking in a few days before payday. Today will not be a good day for the 'Save £12k in 2016' challenge.

    I was walking home from work last night and noticed a rip in my trousers, which is irritating because they belong to a suit that I've only had for less than a year. It's right in the fabric which is even more irritating because if it was on a seam I could have had them mended.

    I wear a suit for work so I went into my wardrobe to pull another one out for today. Those that are not almost worn out I'm too fat for. So I had to go to TM Lewin today and buy another one. Spare pair of trousers for this one left me over £200 down all in. And I could do with another one.

    I also booked myself onto a Spanish course because we're going to Spain in summer and I don't want to be one of those Brits abroad who can only ask for dos cervezas por favor. £183.

    Bit of a rant, and I apologise for it. Hopefully it won't dent the grand plan too much :mad::mad::mad:
    #145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
    #060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
    This is the secret message.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    These things happen Rich. Onwards and upwards and next month you can get on the straight and narrow again
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks SF for updating - me being in the amber category is pretty good! A good incentive to crack on next month in a similar vein

    well done all
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Seafoam
    Seafoam Posts: 19 Forumite
    Seventh Anniversary
    Applied for a tax refund today and was very happy to learn that I'll be getting approx £740

    But as with anything, the money's not yours till it's in your account..
    Plan to save £100k:
    July 2018 53k
    Jan 2019: 65k
    July 2019: 77k
    Jan 2020: 89k
    July 2020: 101k
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Last SO has gone out for my last regular saver, this month I'm declaring...


    £1390.00

    One of my regular savers matures soon so may put it back in not sure yet...

    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Twiggy_34
    Twiggy_34 Posts: 685 Forumite
    I've just submitted my update early too, £250 for April (which I think brings me beyond my half way point thanks to my bumper month last month). Not bad seeing as I had an expensive month after having to buy a new smartphone, because my old one packed up a week or so ago!
    £12k in 2019 #084 £3000/£3000
    £2 Savers Club 2019 #18 TOTAL:£394 (2013-2018 = £1542)
  • wishus
    wishus Posts: 1,275 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've just added in my end April figure... My number is 91. I've been thinking I was 92. :p
    Keep reading books!
    August grocery challenge budget £150, £90.14 spent in total - £59.86 remaining.
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 24 reporting..not a bad April...£1254.22... I have updated sheet!

    Good luck all.
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