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The "Save 12k in 2016" Thread!
Comments
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I only had £1,160 left to make up my first year's target of £20k after using my annual ISA and pension allowances last week.
My business just received a payment 'early' this month, so I have put exactly that amount aside.
Once I have taken enough income this tax year to allow my pension contribution to increase, I will put it into my pension.
For the moment it's just in my bank.
I think I hear it calling already.... "Floooorrrriiiiddddaaaa!" it's saying.
As my business is still relatively new and not yet established, I'm quite happy that I was able to achieve this so early on this year.
Thank you 'slowlyfading', MSE, and all on this project for providing my extra incentive and focus.
I may increase my target further later in the year, depending on other goals and business yield.2016 : Realised £103,000.00 savings (banked)
2017 : Realised £97,000.00 savings (banked)
2018 : Realised £ savings (banked)
20.4% avg annual portfolio growth since 2004.
Retired 17:30 hrs, Friday 30th September 2016, aged 56, and luvvin' it!!
:beer:0 -
updating for a very expensive month of April! Have paid for lots of upcoming social events (weekends away, wedding hotels etc) and bought my boyfriends bday present. So therefore a slightly lower amount of £365 saved for April. Im sure it will even out over the coming months as so many event expenses have been paid in advance so im still positive!#27 - Save 12K in 20189£/£ :T0
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Spreadsheet and front page updated - sorry for the delay
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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boglehead robbed a bank this month? :eek: Some of the figures seem quite random e.g. £15k target, £11k declared in Feb xD odds of meeting the target just shortened to 1/200slowlyfading wrote: »Spreadsheet and front page updated - sorry for the delay
Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
Cashback sites: £900 | £30k in 2016: £30,300 (101%)0 -
I just input the numbers I'm toldboglehead robbed a bank this month? :eek: Some of the figures seem quite random e.g. £15k target, £11k declared in Feb xD odds of meeting the target just shortened to 1/200
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Just sent out the form for this month: both my H2B ISA and the regular saver cashed in my SO

I miss a bit those extra £1700 from my bank account: it's been a while since I last saw less than £2000 in it!GC £~~/3000 -
boglehead robbed a bank this month? :eek: Some of the figures seem quite random e.g. £15k target, £11k declared in Feb xD odds of meeting the target just shortened to 1/200
Who's boglehead?Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
eBay sales - £4,559.89 Cashback - £2,309.730 -
Checking in a few days before payday. Today will not be a good day for the 'Save £12k in 2016' challenge.
I was walking home from work last night and noticed a rip in my trousers, which is irritating because they belong to a suit that I've only had for less than a year. It's right in the fabric which is even more irritating because if it was on a seam I could have had them mended.
I wear a suit for work so I went into my wardrobe to pull another one out for today. Those that are not almost worn out I'm too fat for. So I had to go to TM Lewin today and buy another one. Spare pair of trousers for this one left me over £200 down all in. And I could do with another one.
I also booked myself onto a Spanish course because we're going to Spain in summer and I don't want to be one of those Brits abroad who can only ask for dos cervezas por favor. £183.
Bit of a rant, and I apologise for it. Hopefully it won't dent the grand plan too much :mad::mad::mad:#145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
#060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
This is the secret message.0 -
These things happen Rich. Onwards and upwards and next month you can get on the straight and narrow againMFiT-T4 Member No. 96 - 2022 is my MF goal

Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Thanks SF for updating - me being in the amber category is pretty good! A good incentive to crack on next month in a similar vein
well done allMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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