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The "Save 12k in 2016" Thread!
Comments
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Congrats all!!
congrats on the new job frasersmum!! :T
#063 Declaring (whoop whoop!!) a total of £344.37!!! :j :j
After a terrible Jan....a much better Feb !!...cant wait for March!
thanks for all the advice/support guys!!
keep up the good work!! :beer:Losing (lbs) for ........a healthier future.......:)Saving (£) for.........a secure future.......:)
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Payday at last and I can report a respectable £1400 for February. I'm so happy I have passed the 40k deposit saving point!!! 45k here I come..Mortgage overpayments 2018: £4602, 2019: £7870
Mortgage overpayments 2020: £4620
Mortgage 2017 £145K, June 2020 £112.6k
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£850 saved in the fund for February, making £1,650 so far.Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.0
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Hi all
I didn't declare for January as it was a bit complicated with the way my paydates landed over Xmas so I'm declaring £2592 for February which is great.
I've spent 2016 setting up my own business and have my first clients coming on board which is really exciting and I hope means I can exceed my savings goal quite comfortably. However, I really want to buy a Macbook Pro which isn't really in keeping with the theme of this topic so I'm wondering whether I should duck out :-)
Anyway, a good start. As last year - I find Feb - June great for saving then I seem to struggle from then on!0 -
Bit of a rocky month this month but still pleased that I managed to save £521.06 for February. Shuffled my money about a bit so hopefully will be better over the coming months. This brings my total to £1304.02 / £6600 for the year so far.
:www:House Deposit £10,539.47 / £12,500:www:0 -
george4064 wrote: »February Update so far - £200 saved into HTB ISA.
£500 out this month to pay for skiing holiday end of Feb. (so excited!)
Will have to check balance, and see how much I can transfer over to Nationwide RS. I might be able to stretch to the full £500, if not it'll be nearer £400 or something..
I have just transferred £500 to my Nationwide RS account. So this months total is £700 again. Woop!
I need to re-think my strategy, because each month my salary is paid into my TSB Classic account. Of which £200 goes to HTB ISA and £500 goes to nationwide RS each month. So i havent actually been treating my TSB account as savings, mainly because the balance keeps changing as I use it as my active/spending account.
My TSB balance is currently below the £2k mark, but Ive kept the Nationwide flex balance to the max, as well as paying max monthly into htb and RS accounts. I recently cancelled my work's sharesave plan (share price has gone down below my option price so I dont believe its worth it anymore), so I will be receiving a cheque for approx £1,200 next week! That will tip my tsb balance over the £2k mark which i should be able to maintain, which means I'll need to start thinking about squirrelling some money either into a TSB RS or put some more into the old S&S ISA.
So yeah, declaring £700 again for this month!"If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)0 -
Just filled in the form to declare this months total savings - £665 saved this month. New total in savings is £1245.0
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#157 declaring for February.
Had quite a good month!
Saved £750 from wages, £150 from my First Direct switch and £100 from my Halifax switch. So thats £1000 into my TSB Classic Account.
Then sold one of my cars to a friend for £700, so thats £300 into my FD Reg Saver and £400 split between mine and my girlfriends Help to Buy ISAs.
So £1700 total for the month. Very happy with that.
Noticed the other day after closing my Lloyds accounts for switching that I have £800 in an old eSaver that I cant take out online now so next months plan is to go to a branch and get that cash out and add that onto next months save. As well as the £100 my girlfriend owes me!#157 - Save £12k in 2016: £12000 / £12000
House deposit saving mode active: £40000 / £400000 -
Had a surprise PPI pay out and so have put 3000 in the ISA account(plus the normal 200), was a total shock and I urge everyone to apply, I thought I had 0 chance!
xxxNevertheless she persisted.0 -
Total for February is £1600, I have just made an additional payment into my Kent Regular Saver, making the most of it before its matures next month.
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0
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