The "Save 12k in 2016" Thread!

166million

Suffolk_lass wrote: »

:eek:Noo! :eek:

Hope it's not too expensive.

I won't be able to update for Feb until the end of the month as my regular saver won't go until 27th, which will be 29th as 27th is a Saturday. I do not understand how it slipped from 16th...

SL

its ok, but any dent in my savings is upsetting:(

dark.knight_3

#102 checking in. Had a reasonable month this month to save 950.64 which I'm quite pleased with. Brings my percentage to 19.29% of my 9k.

frasersmum123

I have just been offered a new job with quite a big (for me) payrise. I am so excited. Wont update my target yet, but it will mean I will probably be able to in a couple of months.

[Deleted User]

Another £30 added to savings today taking total to £660. Still got OHs wages to come in on 25th so not declaring properly until then. Everyone is doing so well.

Westie983

Last standing order for my regular saver (one of many) has just gone out so I can now declare for february....


£1154

Lets hope for a good March...

:-)

Ashers92

Going well this month.. £250 from switching over two current accounts and should be selling one of my cars on Thursday! Got an engine to sell soon as well and waiting on another £100 from a third account switch.

Trying to keep upbeat but feeling as though it'll take ages before we can look to get a mortgage. Feel like I should enjoy my money more whilst I'm still young (only 23) but feel bad when it comes to spending out anything reasonable, if I knew what I wanted, knowing that its set aside for a reason.

jacci45

No 024 reporting....Much better month this month £1185.72, I have updated the sheet.
Total so far..£1642.87.

wishus

Whoops! Realised I hadn't submitted January's figures - rectified now

wishus

Ashers92 wrote: »

Going well this month.. £250 from switching over two current accounts and should be selling one of my cars on Thursday! Got an engine to sell soon as well and waiting on another £100 from a third account switch.

Trying to keep upbeat but feeling as though it'll take ages before we can look to get a mortgage. Feel like I should enjoy my money more whilst I'm still young (only 23) but feel bad when it comes to spending out anything reasonable, if I knew what I wanted, knowing that its set aside for a reason.

You're doing really well, Ashers. I bought my first house when I was 23 too, and although it only seems like a couple of years ago, it was actually closer to 20 :eek:. I was earning £18K, and I can't remember what I paid for my semi, but Zoopla tells me it was last sold on 23rd Aug 2000 for £65,000 - and I believe that was us selling it. It seems crazy how much more expensive houses are now, and how much you need to save to get a decent deposit.

I think me and my friends were probably one of the last of those ages of friends where everyone was getting onto the property ladder at more or less the same time. We couldn't afford to go to so many gigs, and we mainly socialized round each others houses to save money and went to all the free festivals and V-dub weekends instead of expensive music festivals, but at least we were all comrades in mortgage arms. I think things have changed quite significantly - I don't know how many of your friends are in the same boat as you. That might make a difference.

Don't feel bad about not being able to enjoy money - you've got your priorities right. If you can afford the time to have fun, that's so much better than just being able to afford the dosh.

Ashers92

wishus wrote: »

You're doing really well, Ashers. I bought my first house when I was 23 too, and although it only seems like a couple of years ago, it was actually closer to 20 :eek:. I was earning £18K, and I can't remember what I paid for my semi, but Zoopla tells me it was last sold on 23rd Aug 2000 for £65,000 - and I believe that was us selling it. It seems crazy how much more expensive houses are now, and how much you need to save to get a decent deposit.

I think me and my friends were probably one of the last of those ages of friends where everyone was getting onto the property ladder at more or less the same time. We couldn't afford to go to so many gigs, and we mainly socialized round each others houses to save money and went to all the free festivals and V-dub weekends instead of expensive music festivals, but at least we were all comrades in mortgage arms. I think things have changed quite significantly - I don't know how many of your friends are in the same boat as you. That might make a difference.

Don't feel bad about not being able to enjoy money - you've got your priorities right. If you can afford the time to have fun, that's so much better than just being able to afford the dosh.

Its a tough one. I can't see us making moves without a £30k deposit at least in our area to be honest. Around the Saffron Walden, Cambridgeshire/Essex/Suffolk border.

Not to many of our friends are really doing the same. Theres one couple who are but they haven't even really started saving to be honest, or considering the in depth matters of being the 'ideal' applicant for a mortgage.

At the moment I'm the only one doing the saving as my girlfriend isn't earning very much and just scrapping by month to month. I'd like to think I'm in quite a good position for my age which definitely helps when it comes to saving. I'm not one for going out drinking etc. which is a help, but I do have a 2nd car which is my passion and in the past has had a fair bit of money put into it. So that is my main enjoyment in the summer months when its on the road.

Considering booking a small weekend break somewhere for my girlfriends birthday in April though. Nothing lavish.

Just got to keep on saving I guess!