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Clear 3 Debts By Christmas Challenge!!

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Comments

  • I would love to join this challenge, but as my smallest debt is £2,660.60 and all the others are around £6,000, I know it would be impossible by christmas (boo hoo)!

    But I shall follow everyone else's progress with interest and wish you all luck (I find your challenges very motivational to read Emily, even if I don't join them, you are so proactive about paying off your debts!)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • ehallett
    ehallett Posts: 1,960 Forumite
    Morning everyone

    Firstly today, try to win 1 of 2,000 mascaras:

    http://www.glamourmagazine.co.uk/promotions/rimmel-lash-maxxx/

    This closes on 7th September.
    And for a better prize - free shoes for a year!! :drool: :happyhear (closes on 30th August).

    http://www.dolcis.co.uk/Home/

    Good luck :D

    Emily x
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Morning all!

    I have decided to take the plunge and stop smoking and put the money I would have saved towards this challenge.

    Im not a very heavy smoker a packet lasts me a week but its still an extra £5 towards the challenge.

    Dont know how successful i'll be but ill have a good go.

    I'm off food shopping this morning with a budget of £50.00 (need to but nappies today) and anything I dont spend I will put towards it.

    Thanks for the comps Emily - good Luck everyone. x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • ehallett
    ehallett Posts: 1,960 Forumite
    penguin83 wrote: »
    Morning all!

    I have decided to take the plunge and stop smoking and put the money I would have saved towards this challenge.

    Im not a very heavy smoker a packet lasts me a week but its still an extra £5 towards the challenge.

    Dont know how successful i'll be but ill have a good go.

    I'm off food shopping this morning with a budget of £50.00 (need to but nappies today) and anything I dont spend I will put towards it.

    Thanks for the comps Emily - good Luck everyone. x

    Go for it :D - it will be the best thing you ever did and think of your health ;) .

    If you feel a moment of weakness and need a pep talk then come to me, I'll sort you out :cool: . The NHS should recruit me for their quit smoking campaigns!!

    Good luck :D

    Emily x
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Thanks Ill probably need a few kicks to keep me going. Ive managed before with each of my pregnancies but gradually started again, so I know I can do it. x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Thanks for all the comps Emily, they're excellent. Ev x
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hello all and good luck with this challenge!! :T :D

    I can't really join either as my debt is over 7k so there is no way I can pay it off by Xmas but I'll be be popping in for a bit of motivation and cheering you on !! :j

    Good luck giving up smoking penguin83!
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • shell2001
    shell2001 Posts: 1,817 Forumite
    Millionaire in Training - Did you tell the people who gave you the books that you was going to sell them on? I have given away a lot of things via Freecycle and would be extremely pee'd off if someone had done as you plan to and not been upfront about it. If they had been my books I would have rather donated them to charity then give them to someone who abuses what the whole "Freecycle" community is about.

    Will get off my soapbox now!
  • System
    System Posts: 178,373 Community Admin
    10,000 Posts Photogenic Name Dropper
    update

    fashion world £150 paid bal £50
    empire paid £20 bal £170
    butlins still £100
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • ehallett
    ehallett Posts: 1,960 Forumite
    shell2001 wrote: »
    Millionaire in Training - Did you tell the people who gave you the books that you was going to sell them on? I have given away a lot of things via Freecycle and would be extremely pee'd off if someone had done as you plan to and not been upfront about it. If they had been my books I would have rather donated them to charity then give them to someone who abuses what the whole "Freecycle" community is about.

    Will get off my soapbox now!

    Hmm, difficult topic this. I personally don't see a problem with collecting something from Freecycle and then selling it on. The person giving the items away wants them out of the way ASAP (most of the time) and they could take the time to sell them instead if they wanted to. I have often seen people put on their offered posts that they don't want people to sell the goods on which is fair enough and I'm sure that any decent person wouldn't get those goods to sell. I think that if people wanted the stuff to not be sold on then they should put that on their post.

    I have sold some stuff on that I got from Freecycle and done a carboot with some other stuff. On the other hand I have too given stuff away on there and I didn't care what happened to it as long as it was out of my way.

    That's just my opinion anyway :o .
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