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Clear 3 Debts By Christmas Challenge!!

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Comments

  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Hi everyone

    I have just had a bit of good news and to cut a very long story short I have some money owed to me from a relative, who always promised to pay me back when circumstances got better and true to their work it looks like I will be receiving all of the money back before Christmas which will be enough to clear off both HSBC and EGG card, leaving me just the additional borrowing on the mortgage.

    I'm happy with that:j

    Haven't got it yet though, don't count your chickens I suppose but it's looking good.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • Been doing so well but can't seem to get rid of the o/d
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Hi all - anyone else still going?

    Well today, I have cleared my last of my three. :j :j :j

    Dorothy Perkins - [STRIKE]£296.50 (interest 29.9%)
    [/STRIKE] 0.00
    [STRIKE]G E Capital (loan) - £299.00 (26.9%)
    [/STRIKE] 0.00
    [STRIKE]Comet - £382.67 (24.9%)
    [/STRIKE] 0.00
    Total - [STRIKE]£978.17
    [/STRIKE] 0.00
    I will also continue chipping away at my Capital One card if I can balance currently [STRIKE]£632.19.
    [/STRIKE] 581.40

    Capital One hasnt come down as much as I would have liked but still 25 days to work on this one if anyone is still here! x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • Martin and others on this site I owe a great big
    THANK YOU :kisses:
    Due to your advice I've claimed back over £3900 from Beneficial and cleared my debt to them! Hamilton insurance who supplied the loan PPI stopped paying and only when we asked for copies of agreements etc they admitted they had been underpaying £60 p/month for 5YEARS!! :j Further to this they said that cleared most of the debt leaving only £218. I copied the template letters on this site and "suggested" that most of this was interest & charges due to their error and yesterday got a letter apologising and stating the whole balance was cleared!!

    I will be totally debt free in 1 year thanks to you guys!!
    It's going to be great........:rudolf: :xmassmile :snow_laug
    shell37 xx
    Insanity is hereditary - you get it from your kids
  • WOOHOO @ shell and Penguin. Well done x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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