Clear 3 Debts By Christmas Challenge!!

shell_girl

Ooh yay- this will be my first challenge. My three debts to clear are

1) British Gas £970
2) Focus £365
3) Overdraft- currently at £691

Right- I'm off to update my signature!

lilmoi1985lm

hi all!

Havent been on here all week been v busy at work and by the time i got in ive been exhausted! Went to a charity do for MIL on Tuesday won two big hampers full of bodyshop products which will do nicely for mother and sister and go in with their xmas gifts.

Also FINALLY sold paint shop pro 7 on amazon and got that posted off mid week sold for £65 but with comission etc works out just over £52 so im going to stick that towards the overdraught as I really could kick a whole in the head of the manager of Abbey:mad:

Pretty !!!!!!ed apart from that this month i'm really skint as had last phone bill in from 3 contract and nearly shot myself (£150.00) god only knows how im going to survive this month!!!:eek:

Anyhoo hopefully i will win a car and the lottery and i will be laughing! hehe

So what else do you guys sell online?? I only part with books (apart from psp7 above) not really sure what else to sell. Have hundreds of cd's but could not bring myself to sell any becasue they are my babies!

good luck agian to everyone xx

penguin83

Just checked my account and I have £50.00 odd pound left in my account so I have paid £50.00 to Dotty P card as I am paid tomorrow (at last)!

New totals

Dorothy Perkins - 246.50

GE Cap Loan - 265.42

Comet - 362.67

Total was 978.17 now 874.59:j and still have the 69.08 in my savings tub! x

Keep going everyone

torianut

I was enjoying the daily comps from emily - hope all is ok? xx

sweepster

Heres a little tip i do everyday and it soon adds up. Every day i go online banking and put £1.00 into a little savings pot if i dont have wine its an extra £3. Then if a dd goes out and pence left the pence gets put in as well. Every time i get £10 i then take that off cc or bill .Every month this accumulates at least £60 really quickly.I jump on board tomoz lets hope we all do well.
sweepyxx

atypicalblonde

Thats a great tip thanks Sweepster! x

Yorkielass

Great idea Sweepster.

When Lloyds were doing the save the change thing earlier this year we signed up and got about £25 in bonuses from them. However we decided to keep going with the scheme and so each time we use our debit cards it gets rounded up to the nearest £1 and the rest of the money goes in one of our online savers. We've decided to use this for holidays and on average £13 a month goes in without us even trying. We also save up all our 1ps,2ps and 5ps and pay them into this account so we do quite well with money for a holiday without trying too hard!

funky_munky

First debt gone - maybe cheating but I have paid off the £660 to work. £110 came directly out of my wages, a cheque has been sent for the rest!!

shelby161

Hello everyone!!Wages are really poor this month but i will not let me get this down[much!!]I am going to pay the littlewoods one off tomorrow in full and then that will be one down.I am looking at getting my shopping for food to less than £200 this month too [boy do i know how to have fun!!] Will then find out exact sum that i owe Next and will be doing a car boot and some e baying to put towards paying this off [hopefully] by the end of September.Wish me luck-good to see how you are all doingx

JellyBaby_3

Is it too late to join?

I have three debts I'd like to clear by Christmas:

House of Fraser c£275
Nationwide loan c£1,500
M&S card c £1,700

Total c£3,475

I plan to do this by selling stuff on ebay and Amazon, having several NSDs per week and general belt-tightening.

Good luck everyone!