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Clear 3 Debts By Christmas Challenge!!

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Comments

  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    Just wanted to say this sounds like a great challenge, no debts here (other than mortgage and student loans and don't think we'll clear them by Christmas ;))

    As someone else said may all children in Portsmouth stay off the roads ehallet (I grew up near Portsmouth and learned to drive round there)
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • ehallett
    ehallett Posts: 1,960 Forumite
    Yorkielass wrote: »
    Just wanted to say this sounds like a great challenge, no debts here (other than mortgage and student loans and don't think we'll clear them by Christmas ;))

    As someone else said may all children in Portsmouth stay off the roads ehallet (I grew up near Portsmouth and learned to drive round there)

    Thanks :D - stupid kid just walked out in front of the car in front of me and I couldn't avoid going into the bag of the woman's car. Mother of the boy has refused to pay any of my excess of £200 :mad: .

    Emily x
  • hi Emily I am going tojoin you again with this one.
    I made a mistake with my calculation for M&S ( I did a balance transfer and counted wrong :mad: ) so I still owe on it.
    debt 1) M&S £ 276.15
    DEBT 2) Barclaycard £90
    debt 3) Credit union £872.57

    Total = £1238.72 :eek: . Wow this is a lot for me. The one good thing is though that when I get my credit union down to about £500 I can ue my shares to pay it off in full so really only about £750 to actually pay. Do-able I hope.

    So lets get cracking folks and kick some debt a$$
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    I have already emptied my purse and bag out (i have many wonderful and wierd things at the bottom of my bag) and have a grand total of £5.00. Yeay!!!!

    I have a nice shiny new tub for this challenge and the fiver is looking kinda lonely. Hopefully OH will have a good weekend extra 50p on each fare for Bank Holidays! x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • ehallett
    ehallett Posts: 1,960 Forumite
    Woohoo :j - we've got loads of people in this challenge :D

    Welcome everyone and lets get rid of those debts!!

    Emily x
  • ehallett
    ehallett Posts: 1,960 Forumite
    I thought I would do a little feature for this challenge - comp of the day!!

    I will post a competition everyday that is free to enter online so that we can all try and win some prizes to help us out.

    So first up is: http://www.welovetoast.co.uk/Competition.aspx

    There are loads of prizes on offer with this comp and it closes on 31st October.

    Good luck everyone :D

    Emily x
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Thanks Emily.

    I dont think I have ever won anything before so will be soooo excited if I do.

    x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • ehallett
    ehallett Posts: 1,960 Forumite
    penguin83 wrote: »
    Thanks Emily.

    I dont think I have ever won anything before so will be soooo excited if I do.

    x

    Fingers crossed for you - I'm going to try and look for comps that have a decent amount of prizes on offer. I might even post 2 a day, one that has a lot of prizes and one that has one really decent prize. :D

    Emily x
  • ehallett
    ehallett Posts: 1,960 Forumite
    Here's my comp for a decent prize - and you can't get much better than a car!! It closes on 28th September.

    http://www.doagoodturn.co.uk/do_good_turn/do_good_turn.php

    Good luck ;)

    Emily x
  • Hi,

    Definetely would like to join this one. Will look out 3 debts and post them later as it is really late now and getting very tired. Don't know which ones but will pick the most realistic ones and let you know.

    cheers
    seoall
    :T
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