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Clear 3 Debts By Christmas Challenge!!

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Comments

  • I'll join. Have been very stupid this year and spent on cleared accounts.
    1. partners OD run up AGAIN £50
    2. Vertbaudet £10.64
    3. Littlewoods £130
    Will try to get M&S under £500 as well.
    They are small but very annoying and I have no excuse. Just wasting money.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • sweepster
    sweepster Posts: 448 Forumite
    Well for me it just my capital one card at 1400
    jdwilliams about 200
    barclaycard 100 i think
    sweepxx
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
  • pandapaws
    pandapaws Posts: 2,119 Forumite
    I've already said that I'd try and clear my Mint card before the 0% period runs out on 1st December, so this is ideal motivation! I've got a few other things that are niggling away as well, so I'll add those to make up the three and if I can do it it will be a VERY merry Christmas in the panda-house!

    MINT CARD: £4,055:eek:

    NAT WEST OVERDRAFT: £670

    WOOLWICH OVERDRAFT: £890

    We've advertised one of our cars for sale which should go for about £3000 and we'll buy a replacement for a few hundred quid to release a bit of cash. Also waiting for the result of a Council Tax band appeal which could potentially be worth over a grand, so these will help massively if we can get them. Other than that it will be through cashback sites, matched betting and selling stuff!

    Good luck to you all!
    "May no stupid child cross your path between now and Christmas!"
  • crutches
    crutches Posts: 1,065 Forumite
    can i join?
    1) £635 to bailiff(old council tax)
    2)£200 moorcroft
    3)£400 mort arrs
    Every day above ground is a good one ;)
  • torianut
    torianut Posts: 1,841 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi - can I join again please?

    From August Challenge left on Credit card: £200
    Abbey o/d: £250
    Next Catalogue (pesky sale!!): £100

    Total: £550

    thanks x
  • ehallett
    ehallett Posts: 1,960 Forumite
    Welcome everyone :j :j

    I think I am going nuts, I've just wrapped up 4 Christmas presents - is that normal?? :rotfl:
  • baxgttdi
    baxgttdi Posts: 388 Forumite
    lol no ehallett it's not hehe but it's well done for having it sorted this early anyways :P
    LBM 2 - 27.05.09. Debt was £33224 + 1100:eek: OD.
    Car - was - [STRIKE]20867[/STRIKE] - now - Gone! :T Zopa - was [STRIKE]6800[/STRIKE] -now - Gone loan - was [STRIKE]1687 [/STRIKE]- now Gone! :T Student Loan - was [STRIKE]1850 [/STRIKE] - now gone!! - Barclay Card was -[STRIKE] £2000[/STRIKE] now - Gone OD - was 1100 - now - 900 :mad:
    Total - £0 :rotfl: + OD = 100% paid!!!
  • Lillys_mum
    Lillys_mum Posts: 581 Forumite
    Hi I would like to join too, we are trying to save for a house next year so this will be an incentive to pay off debts.

    Here goes

    1) Overdraft £1500
    2) DFS sofa £900
    3) Virgin CC £1200

    Total of £3600:eek:

    Hopefully I will manage it with lots of careful budgeting!!!
  • I'm in I've never took to a challenge (never had the guts!) but i've been kicking myself into being organised today - even counted out my spare change jar and took it to asda to be changed in the penny pinching machine :eek:

    So here goes:-

    1 Overdraught £500 - switching to a&l but in a fuddle with this
    2 Capital One £200 - been a lot higher but would like to get this out the way
    3 LookAgain - £524 - keep being tempted so threw out catalogue:money:

    Wish me luck and good luck to everyone in return.

    ehallett - may be a silly question but what is AQA??

    x
    Money's our first priority, it doesn't make sense to me -Simple Plan - Crazy
    Debt at lightbulb moment 13/12/07 £13820. Debt now 20/02/09 £11316:confused:
    'Proud To Be Dealing With My Debts' DFW Nerd #665'
  • beanielou
    beanielou Posts: 96,602 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great challange Emily.
    Hope all is well with you?
    Would like to have a wee bash at this.
    Need to think which 3 debts it will be so will be back later on.
    Good luck everyone.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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