Buffy's Savings Diary

There_Is_a_Light

Blooming heck Buffster.......................Wooo hoooooooooooooo:beer::T

I have applied in the past and OH got back just over £2000. Wonder if it's worth another crack?

Trouble is I have no idea who I had loans/CC with as it was quite some time ago At least 10 years since I had my LBM so the debts would be before then.

mothernerd

Congratulations Buffy, excellent news and no envy from me.

I can't claim because I have been refusing to have insurance on loans for over 30 years - my then husband was due to be made redundant and we were reading the small print to see if we should pay off the two loans we had with his redundancy money. Well first I got mad because being pregnant meant you couldn't claim (I had just had a baby). What was worse was that being pregnant was in the same clause as losing your job because of alcohol or drug addiction.

In the end we paid one loan off and kept the other and claimed (had to wait 6 months before it kicked in). When OH went contracting we had to set up our own limited company and the 'self-employed' clauses kicked in. We were actually employees of our limited company which meant I got maternity benefit when our third child was born but by then I had got the message that PPI was a bad idea.

Emzilla

Buffythedebtslayer wrote: »

Oh My God.

have just checked my bank account.

I have a PPI refund. 4000 pounds.

I applied in half term - really didn't think I'd get anything.

4000 pounds. Am Stunned.

Truthfully so stunned.

Wow Buffy!! That's amazing and totally deserved :T

Emz xx

Buffythedebtslayer

I am still shocked. Afraid to look at bank in case it is a mistake.

In other news had an utterly rotten day at work.

I have an observation next week............If it doesn't go well I shall give my notice in. I am not stressing my life away. !!!! It.

Need to feed the small and furries
XX

please-let-me-be-lucky

Awesome news about the PPI!

Enjoy your weekend Xx

Buffythedebtslayer

forced myself to clean out the small and furries as well as feed them which means I don't wake up in a stinky room and immediately feel like I must get on with stuff.

Am shattered but happy........such a weird thing to happen but I do feel like I have some options.

Thank you so much for the kind words. you are all lovely

tea and then bed

XX

in_need_of_direction

I'm so so happy for you. So well deserved and, like you say, provides options. I still think you should stick to your no spend month plans though. Whoo hoo.

Buffythedebtslayer

in_need_of_direction wrote: »

I'm so so happy for you. So well deserved and, like you say, provides options. I still think you should stick to your no spend month plans though. Whoo hoo.

thank you XX

I just dropped the dogs off at the groomers and considered going to the shops but then thought why? I don't want anything!

am trying to work out the best place to put it.

off to do some sums and pay cc bills.

Buffythedebtslayer

so........scores on the doors.

Isa was 3250, now 6350

tsb was 1100 (insurance money) will be 2000 (emergency fund, need to move/pay 500 quid in each month)

bars was 200, now 380 as a kind of float..

I probably need to do more moving and investigating re interest. but now I need to go and collect the dogs

XX

Buffythedebtslayer

sooooooooooooooo

It is the 27th of February and I am pondering the unexpected and the possibilities the world offers.

And why I am sitting here on a Saturday night............single.(tho that maybe because I never leave th

This next bit sounds a bit nuts but I feel like this money is meant to remind me that things can change. I want to write that it is sign! but that sounds bonkers.

I needed a drink before writing this post!

what I mean is I forget that things can change. All things about possible. As I often tell my kids if you want something badly enough you will get it. It is the wanting it that is the key.