Student MoneySaving Club!

ames123_2

violetviolin wrote: »

woo hoo!

and i'm just typing up my cover letter now... i always think i sound stupid on these letters, like normally on a computer i'm more conversational and in a cover letter i have to be all proper hehe

hey guys, i was wondering... should we have little challenges on here? maybe not specifically saving up ones, because i know someone wasn't too keen on that, but maybe "this week try and spend less on food" or whatever, i don't know i'm sure someone has a good idea we could do

Yeah I think little challenges are a good idea. Something like, only spend such and such an amount on food this week or something else student moneysaving.

violetviolin

ames123 wrote: »

Yeah I think little challenges are a good idea. Something like, only spend such and such an amount on food this week or something else student moneysaving.

that sounds great! what other things could we do... hmmm

my goal is to make the ultimate cheap food shopping list too...! if anyone wants to join in on that they're very welcome

pixiedust_2

I think shopping lists are a definate brainwave! I'm awful for shopping... If I forget the list, all sorts of rubbish ends up in the trolley! The current plan (I give it, ooh, around a fortnight), is that I try to do a "big" shop (dry stuff etc) once a month, and then just buy the stuff I need to go along with it each week... So although I'll have one week where I'm spending more than usual, I should be able to save a little bit by buying a bit bigger on stuff I get through a lot of, like pasta, rice, washing stuff, and other exciting bits like that. And I need to start taking advantage of tesco vouchers!!

violetviolin

pixiedust wrote: »

I think shopping lists are a definate brainwave! I'm awful for shopping... If I forget the list, all sorts of rubbish ends up in the trolley! The current plan (I give it, ooh, around a fortnight), is that I try to do a "big" shop (dry stuff etc) once a month, and then just buy the stuff I need to go along with it each week... So although I'll have one week where I'm spending more than usual, I should be able to save a little bit by buying a bit bigger on stuff I get through a lot of, like pasta, rice, washing stuff, and other exciting bits like that. And I need to start taking advantage of tesco vouchers!!

i really wanna do this too!! i've been reading on old style moneysaving about this sort of thing (like here - living on £10 a week for food) because i think if i got the basics like rice and pasta n stuff, then added to it...well i'm hoping i can spend a lot less on food basically :P last year it was so easy to just buy a sandwich, but then u want a drink, and maybe something to snack on...oooh i just wasted so much money

dreams_of_paradise

muddyfox470 wrote: »

Has everyone else heard about the student loan rate rise, expected to double from 2.4% to 4.8% in September due to the unusually high inflation rate (RPI) because I haven't heard anything from the SLC regarding it.

Ian

The SLC interest rate matches the RPI of March 2007 so 2007/08 rate is 4.8%.

violetviolin wrote: »

here is a question for my fellow student moneysavers... does anyone else plan ahead (in terms of money) for when they will leave university? i'm hoping to get some money saved up so i could maybe afford a deposit on a house or anything else the big world will require me to pay hehe

Saved a large chunk of the money I earned from part-time jobs since I was 17. Done a placement year which has helped the bank balance a lot, plus it looks great on the CV. Let the student loan earn interest in savings accounts and used Martin's deficit banking method. Just about got enough for a deposit now but in no rush. I still find myself worrying about my finances though, I'm a bit of a control freak! :rolleyes:

violetviolin wrote: »

my goal is to make the ultimate cheap food shopping list too...! if anyone wants to join in on that they're very welcome

Definately think this would come in handy. Good idea. :T

somethingaboutshopping

freebie_junkie wrote: »

trust me, its really not that hard. I found 3rd year a sinch compared to 2nd year.

BTW everyone I'm in Scotland and our education system is devolved so we do 4 years, just incase folk wonder why I am talking about my 4th year/Honours year woes!

xxx

Spalding_2

Can I join?! I am about to start a Law degree at the Robert Gordon University in Aberdeen and am leaving full time employment after 4 years. It is definitely going to be a challenge getting used to living on part time wages and all your hints and tips would be greatly appreciated!

freebie_junkie

ames123 wrote: »

Yes a few people have said that. I just don't know how to go about starting researching it! I'm thinking of getting a couple of books on dissertations from the library to see what they say. Do you think they would help much?

i think your tutor would help the most.

violetviolin

Spalding wrote: »

Can I join?! I am about to start a Law degree at the Robert Gordon University in Aberdeen and am leaving full time employment after 4 years. It is definitely going to be a challenge getting used to living on part time wages and all your hints and tips would be greatly appreciated!

course you can, spalding! your member number is 20 i think we're all here for some tips too hehe:D i really hope i save more next term!:D looking forward to hearing any tips you learn from being a student too!

freebie_junkie

a few more tips:

buying frozen/ canned veg that you can use a bit at a time saves dosh, as does a 'cook-up day' once a fortnight/month when you make loads of your fave dishes, and then freeze portions of them in them little tub-its (10 packs from poundland) remember to label each thing with what it is and the date and eat it up within a month for most stuff.

Every time you get money out, also get a mini statement and carry it ound in your purse/ wallet. If youre tempted by soemthing expensive, you can have a little look at your balance and also if your DD's etc. have come out and that will help you decide if you can afford it or not, plus you'll always know how much dosh you have in the bank