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Lunars Debt Free Journy!!!

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Comments

  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Good Luck You!

    Good people get what they deserve, and you'll be a great Parent, so let us know how things go

    Keeping my fingers crossed!

    x
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    I really hope so, OH will just enjoy the injections in the bum every day! men really do have the easy part in this. At least he said he will be buying everything we need if it is sucessful, that is he will give me the money to buy it all.

    I have so much to thank him for, he accecpted that i had these debts, he is so good with money. he is saving a deposit for our house, when i am debt free will be in a position to buy something together with a clean slate. I just feel as if i have been given a new start and its an amazing feeling, even though i have a long way to go.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    I sometimes think life is so unfair, good people like you struggle and yet people who can't or wont look after their children have them coming out of their ears!

    But I guess you will always appreciate you child no matter what happens as you worked so hard to have it.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    thanks to everyone for your support, it really is apriciated. I have started the injections so there is no turning back!

    Pay day tomorrow, im not expecting it to be too good though as i havnt done many unsocial hours last month. oh well, ill sort out my budget when the money goes in.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • falady
    falady Posts: 584 Forumite
    Hi lunar,

    I work for a local authority, not the NHS, but I expect we get the same type of wrangles around pay deals etc!

    Good luck with your treatments, I really hope it all goes well for you.

    Love Ali x
    Not Buying It 2015 :)
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    treatment going ok so far, everything to plan at the min. Just feeling sick and emotional, which oh is being so good about.

    Not doing too bad money wise, had 3 no spend days so far in a row, aiming for today and tomorrow too.

    wage pretty rubbish this month and still no back pay! dont think there will be much to overpay this month though. im so busy in the run up to christmas, loads extra to do at work and home. thats why im taking refuge from it all on here!
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • Hey Lunar just been reading through the last few pages. Good luck with your treatment. I really really hope it works out for you. xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Hi MIT, thanks for the support.

    does anyone think the indian take away is missing me, we just got a christmas card through the door from them with a menu inside. it actually has our names in it! havent really used them since i started using this site, they must have noticed.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • pania
    pania Posts: 8,258 Forumite
    Hi sweetie, Just checking in. Really really do hope that everything goes well with the treatment, have fingers toes and all sorts crossed that it works and you get an amazingly fantastic christmas present.
    good news on starting he challenge off to!! plenty of opportunities for overpayments later in the year! i've not started over paying yet either!!

    Had to laugh at the indian takeaway. they are wondering where there best customer has gone!!!
    Big hugs
    P
    xxx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Thanks Pania, christmas really feels like a milestone when i think of my treatment, i have to stop myself thinking about how it would be if i had a baby next year. Im feeling ok at the nim with my treatment, keeping my fingers crossed.

    Bl**dy egg have increased my interest rate from 17% to 21.9% really pi**ed off with them. especially as it is my highest balance, i will have to look at the other cards to see if this alters the order i need to pay all my cards off in.

    hope everyone is well, i will have to confess to my spending this week at some point, ill prob do it tomorrow, not quite brave enough to get the reciepts out my purse yet.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
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