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Lunars Debt Free Journy!!!
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Panda your sig is looking great, you will definatly get sup 80k by christmas, i know what you mean about the balance transfer fee, i didnt like adding mine on to my totals!
If we had known about the 3 years thing we would have said it was 3 years, oh well next time we apply it will be 3 years any way so we wont have to lie.
used the vouchers for the last of my christmas shopping so im all done now, just got to finish wrapping everything. Im mostly making hampers for everyone, which im loving doing.
Im having a massive cleaning spree this weekend, getting ready for putting up the decorations on the first.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0 -
Well done with the cleaning spree! We really need to do that as well, the house was absolutely immaculate for our open weekend at the end of Oct, but have barely done anything since so really should have a bit of a spruce up! Parents coming end of next week for a few days, so I suppose that should spur us on a bit! It's my birthday on the 1st, and I always mean to get the tree and stuff up just after that but it always seems to be weeks after, so maybe we'll make the effort and do it all early this year. Maybe not though!!!
Well done with the Xmas shopping. I'm just-about sorted as well, but haven't wrapped anything yet. Still need to decide what DS is getting for birthday and what's for Xmas as his birthday is on 16 Dec, so we just bulk-buy and then divide it up when we're wrapping!
Hope you're having a nice weekend!0 -
I was really good yesterday, didnt go near the computer so got loads of cleaning and work done, having a more lazy day today and keep coming back to id every few mins. Ill be putting my tree up on the first when my best friend and her 5 kids are coming over. What will you be doing for your birthday? will it be in the MSE spirit?DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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Been naughty today, spent £4.61 on lunch in work that i didnt even enjoy, that will teach me. its pay day on the 29th and i have my allowance in my purse so im going to work out how much more i can overpay this month, ill try get that done tomorrow.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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Just decorated my sig for christmas, if its too big now let me know and ill get rid of some of it! Hope that everyone is well today, im meant to be finishing cleaning the house today, did the car yesterday, house is nearly done. Im going to start some baking for christmas tonight ready to freeze. I picked up a real bargin this morning in the butchers so im going to make up lots of pigs in blankets and freeze those as well. I will have enough for christmas day and for a party im having for about 20 people late december.
I need to have a look round the site for oatmeal stuffing recipie, so if anyone has one please let me know. I tried some last year and it was so nice i want to try make it myselfDFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0 -
Well done you with all your preparations! I'm never that organised! Love the Christmassy sig as well - I've never got enough characters left in mine to add anything, it's all taken up with debt!!!
Not got any plans for my birthday at the moment, but we're going to Dublin for a couple of days next week which was a bit of a treat for my OH's birthday, so that's pretty much mine as well! We'll probably end up at the Indian or something, so not particualrly MSE, but since I'm not drinking and DH wouldn't normally drink on his own then it will just be the food, which cuts the bill in half!
Good luck with the decorating! My parents are coming to stay for a few days next week when we get back from Dublin so we might put the decs up then if we can be bothered!0 -
Hope you have a good time in Dublin panda, ive never been but we might go next year as we have friends over there. Hope you enjoy your birthday meal, will you get a baby sitter or will ds be going with you?
Ive finally got oh's pigs account to £10 so ordered him a voucher, which i will claim for christmas bits when it arrives. Hopefully they will credit my points for refering him very soon, then i can order a nother one.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0 -
Hey Hon, just had a read thorugh of the last few pages whilst munching a cheese toastie!! I'm really really pleased for you re the IVf treatment. I will keep my fingers crossed all the way for you. Re OH's credit card, have you tried halifax? definately worth a punt if not.
Can't wait til payday tomorrow so i can update my challenge sig!! Hope that you'rs will be showing a figure soon to! I can relate to the sub 30k feeling, think i went sub 30k in july or August, it is a fantastic feeling to be below that horrible figure but what is remaining still makes you gulp!!! Sub 20k is the next target!! eep!!
Anyway have a good day hon and see you around!! xxdebt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0 -
I feel like ive missed loads while ive been working all weekend, i get such bad withdrawl from this site. On the up side i have had 3 no spend days as i took lunches to work with me. not planning on going out today so that should make it 4 no spend days. I will be updating my sig today too, not pay day till thursday but i dont think anything will change by then.
thanks for the good luck wishes pania, i will be due to start my injections this week or start of next so in really nervous/excited about it. I will be updating my challenge sig too, will be nice to get it off to a start.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0 -
Hiya! Was wondering where you'd been for the past few days - work's a pain, it really gets in the way of the rest of your life, doesn't it?!
I'm just procrastinating a little bit more before I get stuck into the housework, then we're away to Dublin this afternoon, but look forward to seeing your revised signature when we get back. Very best of luck for the sub-30k - even if you don't manage it now, I'm sure you'll dfinitely be there by Christmas.0
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