New Diary, New Start-mortgage be gone

tattycath

jwil wrote: »

Last month wasn't an epic fail if you are dealing with other stuff. Good luck for this month's targets. Don't put unnecessary pressure on yourself though xx

Thank you jwil for your words of wisdom as always.

freedomby30 wrote: »

hi i saw you want excel on your tablet - try kingsoft its free for tablet and phone.

Ooh, thanks for this.
I have just tried to download it but I haven't enough space apparently, so I will have to sort out my storage-or lack of.

tattycath

chumpy45 wrote: »

Hi, just been reading through your diary. You have achieved so much and I love all the challenges you set yourself. Am going to try some of those myself! You certainly shouldn't beat yourself up - you are an inspiration

Thank you chumpy. How lovely of you to say that.
Good luck with your challenges too.

tattycath

Well, I've got off to a flying start with no spend days this month. I have managed 3 already-Thursday, Friday and Saturday. Even though I spent £2 on Friday, I feel that I can still class it as a no spend day really as I found a fiver in one of my coat pockets. I had no idea it was there.
Got lots to do this month. The house is looking decidedly messy, I need to catch up on washing too. I have been run down and unwell and I'm still trying to get over some kind of bug. Yuk!

tattycath

Haven't managed any more no spend days so far this month but I have had a couple of low spend days where I only spent £3 each day.
Still got to catch up on the Kon Marie part of my target for November. Still need to make a couple of hundred quid too.
November is not a good month for me.
Well the house looks :eek: so I had better get it sorted and I'm still catching up with washing!

tattycath

EF has taken a bit of a battering. Had to pay 2k out so now back to trying to get up to 2k.
On a more positive note I am back up to £600/£2000 already.
Sorted through some paperwork yesterday and now have a carrier bag full of docs to go through the shredder.
Slowly catching up with the washing. I did 3 loads yesterday and hopefully I will get another 3 or 4 loads washed and dried today. that's the plan.
Right, lots to do.

jwil

Shame about the emergency fund, but at least you had it! Well done on already getting £600 back in there though!

Hope things have calmed down a bit for you now xx

tattycath

jwil wrote: »

Shame about the emergency fund, but at least you had it! Well done on already getting £600 back in there though!

Hope things have calmed down a bit for you now xx

Thanks jwil.
Yes, thinks appear to be a little calmer, routine still needs a lot of work due to the many appointments and stuff going on. Work is a bit manic too!
I'm hoping things will have settled down by Christmas/new year.

peaceandfreedom

Hi Tattycath - I've sloped off for a while and am now sloping back .

Agree with Jwil - at least you had the emergency fund - and that's what it's for after all - so well done you for having it in the first place :T.

I know you have a huge amount on your plate and it's not surprising you have been run down and unwell, try to allow time for you to get rest, sleep and a bit of relaxation. Save something from your budget every so often for something for you - e.g. a massage if you like them, or just a day at a spa or anything like that, if you can manage it.

It won't be much consolation but I have completely given up on my November targets, due to abject failure. And I have far less everyday concerns than you (and sadly must admit to being a great deal lazier ).

You're doing an amazing job .

tattycath

peaceandfreedom wrote: »

Hi Tattycath - I've sloped off for a while and am now sloping back .

Agree with Jwil - at least you had the emergency fund - and that's what it's for after all - so well done you for having it in the first place :T.

I know you have a huge amount on your plate and it's not surprising you have been run down and unwell, try to allow time for you to get rest, sleep and a bit of relaxation. Save something from your budget every so often for something for you - e.g. a massage if you like them, or just a day at a spa or anything like that, if you can manage it.

It won't be much consolation but I have completely given up on my November targets, due to abject failure. And I have far less everyday concerns than you (and sadly must admit to being a great deal lazier ).

You're doing an amazing job .

Thank you peaceandfreedom. a massage or spa day sound great. Not too hot on the friends front though, so would be a bit lonely for one.

tattycath

Managed a no spend day yesterday.
Been sorting bedroom out today. Long overdue.