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New Diary, New Start-mortgage be gone
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A_Frayed_Knot wrote: »Have still to come across in Tilly's Diary but will keep reading....
Got another free 100 listings today - this time by e-mail:)
Great news on your ef :j- go for it, you'll soon meet your new target.
Thank you. I'll keep checking g the bay.
Here's a link to the diary. https://forums.moneysavingexpert.com/discussion/3594273GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Well done on reaching the £2k :T :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Right, new month and I need to get some stuff done. So it's target setting time.
To do:
1) Paperwork-I think I have about 4 hours worth-maybe 6, it depends how long it takes me to get my head around it.
2) declutter-either make £200 or get rid of 50 items, whichever happens first, that's my interim target. I'm trying to compensate for the unexpected expense of last month. So ideally I need to make £500+
3) use cash back sites more
4) kon Marie loads of stuff-at least 100 items need to go-i won't be individually listing them all on here though, too time consuming when I need to do loads of other stuff
5) achieve 10 no spend days
6) cut the grocery bill, I haven't done the final tally yet, but I know I failed miserably last month and I need to do much better
That'll do for now. Best get on with it,:)GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Cracking list. May have to copy you! (Sincerest form of flattery!!)
Have a good day
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Nice little list to get done cath
i also make a list every day normally or like a list for the weekend and cross stuff off as i go along
good luck with ebay :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
How's it going TC?
Hope alls wellMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »How's it going TC?
Hope alls well
Hi brizzle. All is well thanks. Work has a habit of getting in the way. I've been putting in loads of hours lately and what with various appointments and places we have to go to, it's all a bit manic round here!
My stuff is having to take a back seat until I get things sorted. I've still got irons in the fire and stuff in the pipeline so I still achieve my objectives-fingers crossed.
I hope things are well with you too.
I've been working this evening-all evening, so I'm just packing up and going to bed now. I'm shattered and ready for a good sleep.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Hi tattycath,
Glad you're still with us!!
Work has been catching up with me too - early mornings and late nights!
So I've treated myself to a lie in this morning because I'm worth it.
I'll have to work til 10pm tonight to pay for it though. The joys of being self employed and working from home!!
T:)Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Thistlewhistle wrote: »Hi tattycath,
Glad you're still with us!!
Work has been catching up with me too - early mornings and late nights!
So I've treated myself to a lie in this morning because I'm worth it.
I'll have to work til 10pm tonight to pay for it though. The joys of being self employed and working from home!!
T:)
Yes Thistle, I can totally relate to that. I slept in until half 8 today-until the postman knocked on the door!
I'm out this morning, then working this afternoon and evening to make up for it.
I've got a 'to do' list nearly as long as my arm! :eek:
Right, best get sorted.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0
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